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Saturday, March 16, 2002 11:09 PM
Compensation?

Why discriminate against Gays and Lesbians? Isn't their partner as important to them as the "married" people. If they could have gotten married there wouldn't be any question about whether they were eligible. Incidentally, why is ANYONE getting money from the government? Was it their fault? If so, what will happen the next time we have a terrorist act?  What about the Oklahoma tragedy? We, as a country, cannot afford to pay this compensation. We can hardly afford to fund the programs we have now. 

Individual Comment

 
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January 9, 2001

To Our Elected Officials:


In the immediate aftermath of the tragic attack of The United States, on
September 11, Congress enacted the Victims" Compensation Fund of 2001 P.L.
107-42, to compensate the relatives of the victims of that brutal attack.
As you know, this Fund was enacted as part of a comprehensive package which
bailed out the airline industry and imposed restrictions of the rights of
the victims' relatives to recover damages from court.  We implore upon you,
as our elected officials, to demand changes to the interim rules issued by
Kenneth Feinberg, the Special Master.  As it stands, Mr. Feinberg's
self-imposed rules fail to satisfy the letter or the spirit of the
legislation, which was enacted.

Specifically, we request that you act on our behalf and demand the following
changes to the interim rules:

1. The arbitrary income limits imposed by the Special Master are not only
unfair but also inconsistent with the letter and the spirit of the law.
Those victims from financial industry are specifically harmed by this
limit.  They were targeted and murdered precisely because of the jobs they
held and where they worked-the World Trade Center, the Financial capital of
the world, the embodiment of financial success.  Those who achieved such
Success should see that reflected in their awards.  They personified
American Business and commerce, democracy and freedom.  We ask that you
demand that Mr. Feinberg lift the arbitrary income limits so that each
family can be treated fairly; commensurate with support they provided
their families before their death.

2.  Mr. Feinberg has arbitrarily restricted the non-economic awards for pain
and suffering, no matter what the extent of the pain and suffering.  This is
unacceptable.  In the words of Congressman Peter King,"...every death is
tragic.  A murder is particularly tragic.  But to have your love one
murdered in a burning building in full view of the world - in a scene which
will be repeated in the media for decades to come is a horror these
families will never escape from... The Special Master cannot take it upon
himself to restrict the rights of the families." Therefore, we request that
the interim rules be amended to more appropriately compensate the victims'
families' for the immeasurable pain and suffering endured by our loved ones.
As Mayor Giulani stated in his farewell address: "we have an obligation to
the people who did die...Their families need to be protected just as if they
had been alive, financially and every other way that we can help and assist
their families...There should be no compromise about that ever..." We 
request that the interim rules be amended and that compensation for pain and
suffering more accurately reflect that horror which was suffered.  Justice
demands no less.


Sincerely,

Individual Comment
NYC
 
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The Family of
   
Victim of WTC Tragedy
9/11/01


Jersey City, NJ

January 18, 2002

Mr. Kenneth L Zwick
Director, Office of Management Programs
Civil Division
United States Department of Justice
Main Building, Room 3140
950 Pennsylvania Avenue, N.W.
Washington, DC 20530-001

Re: September 11th Victim Compensation Fund of 2201

Dear Mr. Zwick:

We are writing to you on behalf of our family.  We lost    (daughter, sister-in-law 
sister) in the World Trade Center Disaster.  Congress demonstrated its concern for the victims of
September 11, 2001, by creating the Victim Compensation Fund.  It would appear that this Fund,
indeed, was established to offset the negative effects the Air Transportation Safety and System
Stabilization Act of September 22nd would have on any resultant wrongful death lawsuits.  Clearly, the 
Victim Compensation Fund was enacted by Congress to offer a fair alternative to the bailout act's
removal of our rights.

Unfortunately, we feel that the regulations established for the Victim Compensation Fund do not reflect
the intent of the congressional statute as outlined under  Title IV- Victim Compensation, of the Air
Transportation Safety and System Stabilization Act.  The regulations' contradictions and violations of
the statute are outlined in    's letter to you, dated January 10, 2002.  Another copy
of the letter will be faxed to you, for your reference.

The concerns include, but are not limited to the following:

      Non-economic losses are far too low.  In fact, they are one-tenth of those made in
     comparable cases.  In other cases of airline crashes and terrorism, the non-economic, 
     damage awards typically range from $2.0 Million to $5.0 Million and higher in some 
     cases.  However, more to the point, Congress specifically did not cap this amount.  
     In addition to the all other non-pecuniary losses of any kind or nature catch-all phrase,
     Congress cited at least eight other relevant elements of loss: (1) physical pain, (2) emotional
     pain, (3) suffering, (4) inconvenience, (5)mental anguish,(6) loss of enjoyment of life, 
     (7) loss of consortium and (8) hedonic damages.  However, the DOJ seems to 
     have arbitrarily assigned a sum of $250,000, as a presumptive award.  As we 
     understand it the DOJ did not even look at or consider the congressional element of loss, 
     but rather used the
     maximum life insurance amount that a servicemember can elect.  It is commonly 
     known as the Servicemembers' Group life Insurance program.


      The DOJ's economic loss calculations seem to be based on an out-dated table(1979/80) using
     national averages that are not representative of the New York area.  Similarly,     is
     unfairly considered by the outdated table's failure to recognize the place of women in the
     workplace.  In general, it would appear that rather than considering the income-earning
     potential of the victim as is routinely done in wrongful death cases, outdated inadequate
     economic loss parameters are being used.

      The regulations define dependency by a tax return.  This is too severe.  Dependency 
     should include anyone financially or emotionally dependent upon the victim (decedent).

      Collateral income provisions, as loosely defined in the Fund's regulations, are
      unconscionable. The government should not penalize any family member for any charitable
     funds received or for any victim's thoughtful foresight used when having insured their lives.





      It would seem to me that making a family member sign a waiver not to sue without that person
     knowing the financial outcome is tantamount to financial blackmail.  You are in effect saying "I 
     won't necessarily give you what you deserve, but you won't know for sure unless you sign a
     statement saying that you will not pursue any litigation against us or the airline industry." We do 
     not know whether to be hurt as we are being 're-victimized' or to be angry at the lack of
     respect this shows our beloved    .

      Only special review cases will be assessed by the Special Master.  There are no guidelines,
     there seem to be no rules, merely the Special Master's 'judgement'. Since learning of all of the
     other items of inequity please forgive us if we don not necessarily trust the Special Master to
     treat the grieving, devastated families fairly.  We simply do not.

      The Special Master seems to forget that this is not a gift or an act of charity on the part of our 
     government.  Congress stripped us of our right to pursue meaningful wrongful death claims,
     while we were searching for our sister.  In so doing, they tried to protect us by legislating this
     program. Please do no make a sham of Congress' efforts to do the right thing for the families of
     innocent victims:


What is most extraordinary is the overall feeling of inequity.  It is fundamentally unfair to trivialize the 
tremendous amount of suffering of each victim and each family.  You drastically undervalue the non- 
economic losses by a minimum of $1.5 Million.  You undervalue the economic validity and duration of 
the victim, by as much as 50%.  You want to subtract other funds that have already been received.

Mr. Zwick, obviously you weren't there on September 11th.  I was.  I was trying to get to my sister in
WTC-2 when the second plane hit.  The devastation cannot be adequately described. Victims in both
towers suffered through terror that we probably cannot ever realize.  Victims aboard airplanes suffered
through a kidnapping, with the horrific knowledge of what was to befall them.  Those in the World
Trade Center suffered through the trauma of the planes crashing into the building and with raging fires
so intense and unbearable that I watched as some chose to jump out of the 100+ story buildings rather 
than endure the flames. Think of the  last moments of others as the towers came crashing down.  I 
know I do.  I think of it every moment of every day.  I see it occur all over again, every night in my 
nightmares.  Each time I do, I try to change the nightmare so that this time I actually get to    
before the second plane does.

In light of all of this trauma and unspeakable grief, how can our wonderful country(we truly do love
America) try to de-value the most valuable soul in our lives: my Mother's baby, my brother's favorite-
sister, my husbands closest friend and my best friend and favorite person in the world?  We would 
urge you, please, to look at    's letter of January 10th and to amend the regulations to
properly reflect the congressional intent as outlined in the Title IV-Victim Compensation statute.  Please 
do not dishonor    's memory and value, but rather do what is honorable.  Please do not inflict
anymore pain into our unbearably painful lives, by 'nickel-and-dime-ing" the American victims of the
Taliban and El Qaeda, while touting a $45.0 Billion package for the Afghani victims of the Taliban and
El Qaeda.

Sincerely,

   
On Behalf of our Mother and Family of    

CC: Pesident George W. Bush
president@whitehouse.gov

Attorney General Ashcroft
AskDOJ@usdoj.gov

Special Master Kenneth Feinberg
AskDOJ@usdoj.gov

WTC United Family Group



   

                         January 10, 2002



VIA ELECTRONIC MAIL AND FEDERAL EXPRESS

Mr. Kenneth L Zwick
Director, Office of Management Programs
Civil Division
United States Department of Justice
Main Building, Room 3140
950 Pennsylvania Avenue, N.W.
Washington, DC 20530-0001

Re: September 11th Victim Compensation Fund of 2001

Dear Mr. Zwick:

     The following are our comments with respect to the regulations promulgated by the
Department of Justice on December 20, 2001 concerning the administration of the September
11th Victim Compensation Fund of 2001 (the "Fund"). As will be demonstrated herein, the 
regulations, as presently written, are in direct contradiction and violation of the statute.  The 
statute required that claimants receive compensation for economic and non-economic losses as
specifically delineated in the statute.  Simply put, the regulations are a betrayal to the families
who have suffered enormously as a result of the tragic events of September 11th and they must be 
rewritten to conform to the statute.


     In addition, some of our comments are preliminary as we have requested in writing
additional information from Kenneth R. Feinberg, Esq., Special Master to the Fund, concerning
the formula and criteria used to calculate economic loss under the presumptive award guidelines.
We have also requested that he provide us with the factors that were considered in determining 
the presumptive awards for non-economic loss.  To date, we have not received a response to our
inquiries.  See letters dated December 27, 2001 January 4, 2002 and January 8, 2002 collectively 
attached as Exhibit "A".

     As will be set forth below, the regulations are in direct contradiction to the statute which 
created the Fund.  Accordingly, they must be rewritten as to promote the purpose and intent of
the statute, which is to provide compensation for the economic and non-economic losses suffered
by each claimant based upon the individual facts and circumstances of each claim.  As currently
written, the regulations group together different cases and award like amounts based simply upon
minimal demographic information, i.e., age, earnings, marital status and number of dependents.
The pre-determined and presumptive awards, by definition, do not account for the individual
facts of each claim and, therefore, this approach must be discarded in favor of a process that will
allow awards to be based upon the actual damages of the claimant without any pre-determined 
limits or caps.  This approach is precisely what the statute calls for; the statute does not allow the
Department of Justice and/or the Special Master to limit or cap awards.  As such, the present 
regulations are contrary to the law.  See Act, at &amp;#167;405(b).

The Act specifically defines the recoverable elements of economic and non-economic loss.  Under the
Act, economic loss is defined as:

     ANY PECUNIARY LOSS RESULTING FROM THE HARM; including,
     LOSS OF EARNINGS; or
     OTHER BENEFITS RELATING TO EMPLOYMENT;
     MEDICAL EXPENSE LOSS;
     LOSS DUE TO DEATH;
     BURIAL COSTS; and
     LOSS OF BUSINESS OR EMPLOYMENT OPPORTUNITIES;


to the extent that the foregoing losses are allowed under applicable State law.  See Act, at  402
(5).
     Nothing whatsoever in the Act allows the determination of economic loss to be limited to
a pre-determined or presumptive amount.  Moreover, no potentially applicable law allows
for the calculation of economic loss to be based upon pre-determined, presumptive or "capped"
income.  Rather, the calculation of economic losses must be based upon the decedent's actual
economic circumstances.  Id.

      ECONOMIC LOSS

     As set forth above, the Act requires the Special Master to calculate the extent of the 
economic harm suffered by the claimant.  Id.  The parameters for economic harm are contained
within the statute itself and leave no discretion to the Department of Justice and/or the Special
Master to limit same in any fashion.  See Act, at  &amp;#167;402(5).  Had Congress intended to impose a
limit on economic loss, it would have simply said so in the Act.

     The regulations which address the calculation of economic loss violate the express terms
of the Act in a number of respects.  First, the regulations state that for purposes of the Special
Master's analysis in determining economic loss, the maximum amount of yearly income that will
be recognized for computation of an award are earnings up to but not beyond the 98th percentile
of individual income in the United States for the year 2000 or $231,000.00.1  See 28 CFR &amp;#167;104.43





     This limitation or "cap" on earnings has no support or justification within the Act.  The 
statute does not permit economic losses to be limited in the manner prescribed in the regulations
and, as such the regulations contradict the statute.  Moreover, the Department of Justice and/or
the Special Master do not cite any authority from the statute to allow a limitation of annual
earnings to this arbitrary and pre-determined  figure, nor do they cite to any state statute which 
permits an economic analysis to be limited in the manner set forth in the regulations.
Accordingly, the regulations must be rewritten to allow for the recovery of full economic loss
based upon the actual earnings  of the decedent.
     
     Contrary to the statement published by the Special Master, the determination of economic 
loss based upon actual earnings is not a theoretical analysis based upon mere speculation.

1In the presumptive award guidelines attached to the regulations, the Department of Justice 
and/or the Special Master state that the 98th percentile of individual income in the United
States for the year 2000 equaled $231,000.
Rather, it is an analysis done in courtrooms every day across this country and it is what is 
required when evaluating economic loss.

     Second, the regulations set forth pre-determined and presumptive awards for economic
loss, but fail to set forth the manner in which the economic loss was calculated.  For example, the 
regulations attempt to establish pre-determined awards based upon income, age, marital status
and dependents.  The economic loss calculations are purportedly based upon a number of 
economic criteria including gross earnings, retirement age, tax rate, reduction of the award to 
present value using an unknown discount rate, as well as a reduction of the award based upon the
personal consumption of the decedent, yet no consumption rate is contained within the 
regulations.  Also, the regulations are silent as to the manner in which each of the foregoing
criteria were utilized in the calculation of the pre-determined and presumptive awards for 
economic losses.

     As previously indicated, my office has sent a number of letters to the Special Master
requesting the precise manner in which a claimant's economic losses were calculated, including 
the formula and factors considered in this analysis.  Regrettably, the Special Master has not yet
responded to our inquiries and, as such, it is impossible to comment on the manner in which
these figures were calculated.  When, and if, we receive the requested information, we will
provide additional comment.

     Moreover, the Act requires that the analysis for economic losses be determined by the 
individual circumstances to the claimant.  The publication of pre-determined and presumptive
guidelines, by definition, do not take into account the individual circumstances of a claimant.
The career path of a particular claimant, average wage increases with that claimant's industry,
average wage increases given by the claimant's employer, individual consumption rates,
individual habits of savings, and the value of household services contributed by the decedent are
all essential elements of any analysis.  The generalized grouping together of cases based upon
minimal demographic criteria is contrary to the statute.  As a result, the pre-determined 
presumptive awards for economic losses must be  eliminated and the regulations rewritten to
permit economic losses to be calculated in each individual case based upon the facts of the claim.

     Third, the factors utilized by the Department of Justice and/or the Special Master take
into account only "certain employer benefits( such as premiums for medical coverage paid by the
employer)".  See Presumed Economic and Non-Economic  Loss Tables, II(A) at Step One, 28
CFR  &amp;#167;104. The regulations with respect to the calculation of economic loss apparently omit
other elements of significant employee compensation such as pension benefits paid by the
employer, contributions by the employer to retirement  programs, stock opinion grants, etc.
Contrary to the statute, the Department of Justice and/or the Special Master have simply omitted these significant elements of employee compensation from their pre-determined and presumptive
calculation of economic loss. Therefore, the regulations must be rewritten so that economic
losses include these significant elements of compensation.

     NON-ECONOMIC LOSS

     The Act defines the elements of non-economic loss as follows: 
     
     LOSSES FOR PHYSICAL AND EMOTIONAL PAIN;

     SUFFERING;
     
     INCONVENIENCE;
     
     PHYSICAL IMPAIRMENT;

     MENTAL ANGUISH;

     DISFIGUREMENT;

     LOSS OF ENJOYMENT OF LIFE;

     LOSS OF SOCIETY AND COMPANIONSHIP;

     LOSS OF CONSORTIUM (not domestic services);

     HEDONIC DAMAGES;

     INJURY TO REPUTATION, and

     ALL OTHER NON-PECUNIARY LOSSES OF ANY KIND OR NATURE. See Act, at 
  &amp;#167;402(7).

     As with economic losses, the Act does not limit or cap the recovery of non-economic
losses to a pre-determined or presumptive amount.  Instead, the Act requires the award for 
such losses shall be based upon individual circumstances of the claimant, the facts of the 
claim and the harm to the claimant.  See Act, &amp;#167; 405(b).
          

     As set forth above, pursuant to the terms of the Act, the Special Master is required to
make an award for all elements of non-economic losses.  Nothing in the statute allows the 
Special Master to place a pre-determined amount upon any of these statutorily prescribed 
elements of recovery.

     Contrary to the express language of the statute, however, the regulations impose a pre-
determined, presumptive and arbitrary value upon non-economic losses, i.e., $250,000 for the 
pre-death pain and suffering of the decedent, and the spouse and dependents of the decedent shall
each receive the total sum of $50,000 in compensation for their above described losses.  See 28
CFR &amp;#167;104.44.
                    
     This approach to the valuation of non-economic losses, however, is nothing more than an
arbitrary and capricious determination of the value of non-economic losses suffered by each 
family.  Moreover, these arbitrary valuations have been decided upon without the Special Master 
hearing any evidence whatsoever with respect to a particular claim.

     The statute sets forth various components of non-economic loss as well as allow recovery 
for all aspects of non-pecuniary loss of any kind whatsoever.  Congress did not limit the non-
economic recovery as is contained in the regulations.  Rather, with respect to the determination
of compensation, Congress specifically mandated that the Special Master "shall review a claim
and determine..the extent of the harm to the claimant, including any economic and
noneconomic losses".  See Act, &amp;#167;405(b)(emphasis added).

     Accordingly, the regulations must be rewritten to allow for non-economic losses to be 
based upon the individual circumstances of each claim.  The regulations' reliance upon pre-
determined awards for this aspect of recovery must be eliminated and the Special Master and/or
an impartial hearing officer must be required to make awards based upon the specific facts of the 
claim.

           BURDEN OF PROOF

     As set forth in detail above, the regulations must be rewritten and the pre-determined
presumptive award guidelines eliminated in favor of a system which is mandated by the statute,
i.e., a determination based upon the individual facts and circumstances of each claim.  As 
written, the regulations require that for the claimant to be successful in obtaining an award in
excess of the pre-determined presumptive guidelines, he or she must demonstrate "extraordinary
circumstances not adequately addressed by the presumptive award methodology."  See 28 CFR &amp;#167;
104.31(b)(2) and 28 CFR &amp;#167;104.33(f)(2)(emphasis added).

      Simply put, placing this burden upon the claimant is an utter abuse of discretion.  There is
no justification for this action contained in the Act and the Department of Justice's and/or the 
Special Master's reliance upon a claimant's showing of "extraordinary circumstances" is contrary 
to the direct mandate of the legislation.


     Moreover, the Department of Justice and/or the Special Master do not cite any statutory
authority for their determination that a showing of extraordinary circumstances in necessary to 
obtain an award in excess of the arbitrarily pre-determined and presumptive award guidelines.
Rather, they have determined that in their view, "absent extraordinary circumstances, awards in
excess of $3,000,000 Dollars will rarely be appropriate in light of individual needs and
resources."  See 28 CFR &amp;#167;104, at Statement by the Special Master (emphasis added).

     Contrary to the express language and mandate of the statute, the Department of Justice
and the Special Master exceeded the breadth and scope of their authority and have pre-
determined that no award, prior to collateral offset, should exceed $3,000,000.  This limitation 
has no support other than the subjective, arbitrary and capricious determination of the 
Department of Justice and/or the Special Master.  Had Congress intended for awards not to
exceed a certain sum,  it simply would have said so in the Act.  Moreover, nowhere in the Act
does Congress state that awards should be based upon any limiting factor.  Rather, the statute 
requires that the recovery reflect economic and non-economic harm suffered by the claimant.

     Accordingly, the requirement of "extraordinary circumstances" must be stricken from the
regulations.

           PROCESSING OF CLAIMS

     The regulations propose two separate tracks in which to process claims.   See CFR
&amp;#167;104.31.  We propose that when rewritten, the regulations add an additional track identified as 
"Track C".                         

     Under Track C, Claimants will have the ability to submit their individual information to
an independent and non-political evaluator who will conduct a hearing and issue an advisory
award concerning the claim.  Under this scenario, the claimant will not waive any right
whatsoever upon submission of the claim under Track C.  This procedure conforms to the stature 
in that under Track C claims, the claimant will not receive an actual award, but rather, he or she 
will receive an advisory opinion as to the valuation of the claim.

     With respect to the hearing officers utilized to process claims under Track C, we propose
that they be retired judges who are well experienced in evaluating claims of this nature.  My office contacted    , Esq.,  Vice President of    , 
located at    , New York, New York    .      advised that     will 
make available at least 100 retired judges to evaluate claims under "Track C".  She further 
advised that     would reduce their rates in light of the unique and tragic circumstances
surrounding this matter.  Budgetary constraints are not an issue with respect to the hiring of
hearing officers as the statute specifically mandates that the Special Master has the authority to 
hire and employ these types of hearing officers.  See  Act, at &amp;#167;&amp;#167;404 and 406.

     After the issuance of an advisory award under Track C, the claimant and the Special
Master shall have (10) days from the date of the award to accept, reject or negotiate same.  If
the advisory award is accepted by both Special Master and the claimant, the advisory award 
will be deemed the final award as if a claim had been submitted to the Fund in accordance with 
the statute, the claimant shall then receive payment within twenty days of the award's
acceptance. Should either party reject the award, the claimant shall have the ability to either file 
a civil lawsuit seeking damages or submit a claim under Tracks A or B.

           HEARING

     The Act states, inter alia, that each claimant shall have the right to present evidence, 
including the presentation of witnesses and documents, in order to establish a claim under the
Fund.  Act , at &amp;#167;405(b)(4).  The statute does not limit the hearing in any manner whatsoever.

     Contrary to the mandate of the statute, the Department of Justice and the Special Master
have pre-determined that the length of the hearing shall be limited in length generally not to
exceed two hours. See  14 CFR &amp;#167;104.33. This pre-determined hearing limit of two hours is in
contravention to the express language and mandate of the statute in that this limited time will not 
provide the claimant with his or her due process right to present evidence as set forth in the Act.
See  Act, at &amp;#167;405 (b) (4). The ability to present evidence and testimony at a hearing becomes
even more critical in light of the Department of Justice's and/or the Special Master's requirement
that a claimant establish "extraordinary circumstances" to justify a higher recovery than set forth
in the presumptive guidelines.

     Given the tremendous burden imposed upon the claimant, it will be necessary to present
as much testimony and evidence as possible in order to establish "extraordinary circumstances"
to justify a recovery that differs from the presumptive guidelines. This arbitrary time limit
imposed by the Department of Justice and/or the Special Master is nothing more than an attempt
to curtail the claimant's ability to present such evidence and, therefore, will have the effect of
limiting awards under the Fund. Had Congress intended for the hearing to be limited to a 
specific time, it would have set forth this time period in the Act. Moreover, the effect of this
arbitrary limitation on the length of the hearing is contrary to the intent and purpose of the statute
which is to provide recovery for the economic and non-economic losses suffered by the claimant.
Accordingly, the two hour time limit must be discarded and the claimant be allowed as much
time as necessary to present the claim.

           RECORD OF HEARING

     In all likelihood, the hearing will be conducted by a hearing officer instead of the Special
Master. As such, the hearing should be recorded and the hearing officer should be required to
make a written determination of the award, including identifying and detailing the information
relied upon by the hearing officer in making his or her determination.

     If the claimant feels that the award is inappropriate for any reason whatsoever, the
claimant should then have a right to file an appeal with the Special Master and the Special 
Master shall then be required to review the award as well as the facts considered by the hearing
officer in making the award. In this fashion, since the hearing will be recorded, a claimant who
chooses to appeal such a determination to the Special Master will have a basis to do so.

     The regulations also state that the Special Master has the right to publish some or all of
the awards. See  28 CFR &amp;#167;104.34. The regulations must require that each award along with the 
specific demographics of the decedent, i.e., age, marital status, number of children and
dependents, earnings, occupation, etc., be published to insure that all claimants are being treated
fairly and that no "side deals" are agreed to between parties.

           DISTRIBUTION OF AWARD

     The regulations require that the Personal Representative distribute the award consistent
with the law of the decedent's domicile. Notwithstanding this provision, the Special Master has
the right to require the Personal Representative to distribute the award pursuant to his directive if
he determines that the proposed plan for distribution does not adequately compensate the spouse,
children and/or other relatives. See  28 CFR &amp;#167;104.52.

     The statute, however, was intended to compensate relatives of a deceased individual. See 
Act, at &amp;#167;403. Since the Fund was created to provide compensation to the relatives of a decedent,
the Special Master should identify in his award the specific awards for each individual eligible to
share in the recovery. In this way, the Personal Representative will not have the ability and/or
authority to distribute the award. Rather, the Special Master shall compensate each individual
deemed eligible for the specific economic and non-economic losses that each has suffered.
Certainly, each individual relative eligible to share in the award suffered different economic and
non-economic damages as a result of the decedent's death. Since the Fund was established to
compensate these individuals, this decision should be left to the Special Master as to the damages
that each eligible individual suffered based upon the facts and circumstances of the claim.

           ADDITIONAL MATTERS

     The regulations define dependency as the spouse of the decedent and /or someone who
was claimed as a dependent upon the deceased individual's 2000 federal tax return, and any child
born after January 1, 2001.  We believe, however, that the term dependency should not be
limited to those individuals identified on the tax return, but rather, should include anyone who
was financially or emotionally dependent upon the decedent.

     With respect to collateral sources, although the regulations state that charitable donations
shall not be considered sources, Special Master Feinberg has the discretion to deem
private charitable payments as collateral source offsets and as such, deductions from the award.
See  28 CFR &amp;#167;104.47 (b)(2).  The regulations must specifically state that all charitable payments
of any kind whatsoever are not to be deemed collateral source offsets.  Special Master Feinberg
should not be given the discretion to determine what is in fact a charitable contribution.  It is
generally accepted that "collateral source" refers to contractual payments made to a claimant
which compensate for economic losses.  The regulations should make it clear that there shall be
no collateral source deduction for payments made to victims and/or their families outside of a
contractual agreement, including, private gifts to the victim and/or surviving family members.

     Lastly, under the compensation plan envisioned by the Department of Justice and/or the
Special Master, it is possible for claimants who submit claims under the Fund to receive
absolutely nothing.  This result is more than likely for those claimants whose loved ones had the
forethought to obtain life insurance policies and who have received other significant collateral
source payments.  The regulations should specifically set forth a minimum payment that each
claimant will receive from the Fund regardless of the collateral source offsets.

     Certainly, the Act intended to compensate each claimant who files a claim under the
Fund.  Accordingly, the Act's essential purpose would not be met if a claimant was entitled to
receive nothing from the Fund.  Establishing a minimum award would be in the best interests of
all claimants and would provide each claimant with the security of some type of recovery from
the Fund.

     As aforementioned, it is our intention to submit additional comments once we receive
responses to our repeated inquiries to the Special Master concerning the calculation of economic
and non-economic losses.

                    
                                        Very truly yours,


Enclosures


 
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December 13,2001 


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on
September 11th, including the children and families of low-wage workers and gay and lesbian
families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of
dollars per year might receive thousands of times as much compensation as the survivors of a
dishwasher in one of the restaurants destroyed. Justice requires looking far beyond the last
paycheck to the inherent worth of all those killed, so that a high minimum compensation level is
set to lessen the disparities. It would be a double blow to the survivors to first lose their loved
one and then watch as most of the taxpayer money went to those who were already well off in the
first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships
and families. Gay and lesbian families are especially vulnerable when one partner is killed.
Because the option of marriage is unavailable, these families may find themselves in the
traumatic predicament of having to prove that their union is legitimate. Fortunately, both the Red
Cross and the State of New York have already  announced that they will not discriminate against
gay and lesbian families. The Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these
very important issues.

Sincerely,

Individual Comment
Wheaton,IL
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Tuesday, March 19, 2002 2:18 AM
Protest 9/11 Fund Exclusion of Gays

Kenneth L. Zwick, Director
Office of Management Programs
Civil Division
U.S. Department of Justice
Main Building, Room 3140
950 Pennsylvania Avenue
Washington, DC 20530

Dear Kenneth Zwick,

I received this is my email. Please tell me this is a hoax. If it is not, it
is shameful behavior for the leaders of our United America to be a part of.

So because you're gay that means your heart is smaller and doesn't hurt as
much? Or you don't need help to get back on your feet? Now the person you
loved most in this world is gone.... gone because their loved one fought for
our principals, our honor, OUR America. Some of our heroes loved ones now
have to bear all of their burdens alone, because their homosexual? And this,
while a more accepted part of our race is being held up and supported? Even
non-citizens are receiving aid from us???!!! I don't understand!! There were
gay/leisbian people who died for our ideals of what America is all about.
Our Gay/Lesbian America consists of human beings! We were built on diversity
and we need to keep giving thanks for it. I vote for a fair America, one who
celebrates diversity, one who supports all of it's citizens, one who is
compassionate, fair, just and one who loves her people, All her
people....One nation, Under God,
indivisible, with liberty and justice for all.

Please see below for the original email.


Never More Sincerely,

Individual Comment
American




 
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Wednesday, December 05, 2001 11:08 AM
Regulations for administering Sept. 11 Fund

Dear Mr. Zwick:
I am writing in response to the Department's request for public comments regarding the forthcoming regulations for implementing and administering the "September 11 Victim Compensation Fund". I strongly urge the Department to draft regulations that ensure compensation is available to all victims of the attack, including the committed partners and the non-biological children of gay and lesbian victims.

It is unquestionable that the devastating grief and economic losses suffered by the families of gay and lesbian victims are no less than that of other families. Just asthe terrorists drew no lines in choosing their victims, our country must draw no lines in compensating those who suffered the most personal of losses from these horrific attacks.

Many Americans lost their lives on September 11, each of whom left behind loved ones. I urge the Department to honor these bonds by treating the families of gay and lesbian victims as you would any other.

Sincerely, 

Individual Comment
Chicago, Illinois

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Wednesday, March 13, 2002 7:47 PM
Outrageous treatment of gay 9/11 survivors


I am outraged!  How can you include illegal aliens and babies and pretty 
much everybody else EXCEPT for gay 9/11 tragedy survivors?

Try and get your nose out of the backside of the religious right and 
pointing in the direction of justice for all - gay or straight, black or 
white, American or foreign citizen.  How many hundreds of thousands of 
dollars have you collected from gay people in your fund?  Well, no more 
money from our community comes your way unless you change your position.

I figure you will put me on some kind of list, so your buddy Ashcroft can 
restrict my civil liberties, and despite Dick Cheney saying "we better watch 
what we say", this IS still America and we still have free speech.


Individual Comment

 
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Monday, January 14, 2002 8:40 PM
Help same sex partners of terrorist victims


Dear Mr. Zwick:

The very humane Fund for relatives of victims of the September 11 terrorist
attacks must include all relatives of all the victims.

This importantly should include the partners and children of same sex
unions.  They suffer just as grievously for their deceased loved ones as do
other survivors, and their need for assistance is just as great.

Please do not give in to the importuning of callous homophobic groups and
individuals who would have the Department of Justice limit compensation to
survivors of heterosexual unions.  They are interested in a political
victory, not humane assistance.

This Fund is intended for humane purposes; it is not a political statement,
Mr. Zwick.

Sincerely,

Individual Comment
Miami, FL
 
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Dear Mr. Zwick:

I am writing in response to the Department's request for public comments regarding the forthcoming regulations for implementing and administering the "September 11 Victim Compensation Fund." I strongly urge the Department to draft regulations that ensure compensation is available to all victims of the attack, including the committed partners and the non-biological children of gay and lesbian victims.

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Many Americans lost their lives on September 11, each of whomleft behind loved ones. I urge the Department to honor these bonds by treating the families of gay and lesbian victims as you would any other.

Sincerely,

Individual Comment 

Boulder, CO 


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Thursday, March 14, 2002 4:32 PM
Discrimination


I am appalled by your as plans shared by Kenneth Feinberg on March 10, 2002 in NBC's "Meet the Press". He stated that he, your fund, intends to exclude benefits from some victims because of their pirvate sexual orientation. To try and rationalize it by hiding behind State laws is laughable in this circumstance. 

I am neither a gay nor a lesbian so I have absolutely no vested interest in this issue. My only issue is that which comes with being an American with a conscience. Victims of terrorist activities are victims no matter their creed, nationality, and certainly not their sexual orientation. Heros of that terrible incident are heros still regardless of the same criteria. To now exclude a subpopulation from the deserved help, which was given out of the spirit of generosity by the whole world, is immoral. 

How could you? If this comes to be a truth, I will be ashamed to have contributed to your fund in any way. 

Individual Comment 


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Sent: Thursday, January 24, 2002 8:22 PM
Subject: Victim's Compensation Fund

Attachment 1:



The airline bailout act gave the airlines $15 billion in cash and loan guarantees and capped the airlines' liability for the September 11 crashes at the limits of their insurance coverage. Because of this cap, the damage caused by the crashes greatly exceeds the private fund available to compensate victims and their families. Thus for the vast majority of victims and families, the cap has the effect of eliminating the right that they would otherwise have to sue the airlines. Congress set up the fund to ensure that the airline bailout would not come at the expense of the victims' families. The act mandates full and fair compensation to victims and their families for their actual economic and non-economic damages. DOJ has ignored this mandate and instead has written arbitrary regulations that will result in compensation levels far below the losses actual suffered by the victims and their families. In fact, many families' total compensation from the fund and all collateral sources combined will not even fully replace lost income. In effect, these families will not receive any of the non-economic compensation required by the statute. After collateral sources are deducted, as required by the statute, some families would receive nothing from the fund under the interim final regulations. DOJ's formula allows for non-economic awards at only one-tenth the level paid incomparable cases, even though Congress explicitly enumerated a broader range of non-economic damages than could be recovered in any single jurisdiction. DOJ's formula for non-economic damages is $250,000 for the person killed and $50,000 for the spouse and each dependent. In a wide variety of air crash and terrorism cases, however, judges, juries, and mediators commonly have provided non-economic damage awards well into the seven-figure range. Independent economists have found serious flaws in DOJ's method of calculating economic damages, including use of outdated and inapplicable work life and life-cycle earnings data. DOJ greatly underestimates promotions and other increases in earnings for victims. It relies on civil service and military retirement system actuarial data that track federal worker incomes and pension requirements, not the higher-paying private sector career paths followed by the vast majority of the victims. The interim final regulations also arbitrarily cap a victim's income at $231,000 a year. Combined with the faulty methodology described above, the income cap would result in some families receiving compensation for less than 25% of their actual economic losses. Under DOJ's rules, a family's award may be increased above the "presumptive" award only by a showing of "extraordinary circumstances" -- beyond those suffered by other victims or victims' families. This high burden of proof makes a charade of the right to a hearing provided by the statute. DOJ should fulfill the act's intent by revising the rules to compensate victims and their families for the types of damages specified by Congress, at levels comparable to those provided in the tort system the fund was designed to replace. While DOJ has shown flexibility on some aspects of the rules, it is resisting the victims' and families' requests for significant changes. If the proposed regulations are not changed significantly, victims' widows will have to sell their homes, deplete their children's college funds, and give up their plans of being full-time parents while their children are young. Many families, anticipating little relief from the fund, will decide to sue the airlines and others, despite the handicap of the liability limits. We do not believe these are the outcomes Congress intended. Thank you for giving this matter your immediate attention.

Individual Comment 
Bellmore NY 



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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on
September 11th, including the children and families of low-wage workers and gay and lesbian
families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of
dollars per year might receive thousands of times as much compensation as the survivors of a
dishwasher in one of the restaurants destroyed. Justice requires looking far beyond the last
paycheck to the inherent worth of all those killed, so that a high minimum compensation level is
set to lessen the disparities. It would be a double blow to the survivors to first lose their loved
one and then watch as most of the taxpayer money went to those who were already well off in the
first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships
and families. Gay and lesbian families are especially vulnerable when one partner is killed.
Because the option of marriage is unavailable, these families may find themselves in the
traumatic predicament of having to prove that their union is legitimate. Fortunately, both the Red
Cross and the State of New York have already  announced that they will not discriminate against
gay and lesbian families. The Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these
very important issues.

Sincerely,
     



Individual Comment
Ukiah, CA

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Sunday, March 31, 2002 4:07 PM
Please rethink Allocation of 911 Victim Compensation

Greetings,

My name is             , a resident of
Louisville, KY and a lesbian.  As with every other
American, the events of 911 have been very damaging,
not only to my spirit, but also to the conscious that
I have for what "justice" will mean after such a
horrific event.  Part of this justice needs to come in
the form of compensating those gay and lesbian
partners of victims from the 911 terrorist attacks.

I think it is absolutely dishonoring to the fabric of
our country to not acknowledge and bring just
compensation to the partners of individuals whose
lives were lost.  Despite what the misinformation
might be about gay and lesbian couples the truth is
that MANY of us have long-term and committed
relationships that have enabled us to live in a joint
relationship of interdependence.  With this
interdependence comes a trust that each partner will
do his or her part in supporting the relationship
emotionally and financially.  When one of these
partners dies, the repercussions, not only
emotionally, but financially can be quite a burden. 
One that no one should have to suffer if there are
means to lessen that burden.  The United States has
those means and responsibility to make this situation
right and compensate the partners of those who lost
their life-time partners in these three horrific
attacks.

I hope that you will reconsider your plans to exclude
a large and most time unacknowledged part of our
community.

Thank you,

Individual Comment
Louisville, KY
 
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December 15, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.  Under
traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of
all those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double blow to the survivors to first lose their loved one and then watch as most of the taxpayer money
went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the
option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
York have already announced that they will not discriminate against gay and lesbian families. The
Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,

Individual Comment
Cambridge, MA
 
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              <text>
December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, 
including the children and families of low-wage workers and gay and lesbian families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars
per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the
restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of all
those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double
blow to the survivors to first lose their loved one and then watch as most of the taxpayer money went to
those
who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the
option of
marriage is unavailable, these families may find themselves in the traumatic predicament of having to
prove
that their union is legitimate. Fortunately, both the Red Cross and the State of New York have already 
announced that they will not discriminate against gay and lesbian families. The Department of Justice
should
do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important 
issues.

Sincerely,
     
Individual Comment
San Diego, CA
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Sunday, January 13, 2002 1:54 PM
Fwd: victim's comp.

Dear Mr. Feinberg, I feel there should be more than one claim per family.

My children have known there dad for 20 years. They're 18, 20 and 23.  The 
new wife only 5 years.  With her deductions and 4 people pulling from the 
balance my children will receive $150,000?  something similar.  Also, since I 
was dependent on ex. husband for child support, I would file a claim against 
also.  

They have no relationship or contact with step mom and step mom is lowering 
the figure bec. of all her benefits such as workers comp, pension etc.  

I think you need to impart exceptions because my three children will surely 
lose.  Alternately they will have to go into a law suit.  

Thank you. 


My final comment is to be more generous to the children of survivors.  Don't 
forget that some of widows(ers) are newly married picking up a large sum of 
money for a short relationship.

It's the young children who have many years to live.  Please be kind and 
generous.
I still think it needs to be individualized.

You have to do the deductions otherwise the people that receive large amounts 
from employer and then from the fund does not make for a fair game plan.  
Individual Comment

 
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Thursday, February 28, 2002 12:10 PM
New Vote.com votes as of 12:09 PM EST on February 28th, 2002


Dear September 11th Victim Compensation Fund,

Vote.com is the Internet's most popular voting site.  Millions of people regularly express their opinions and - in just one click - automatically send their views to important decision makers like you.

Here are the latest votes on the question, SHOULD FAMILIES OF ILLEGAL IMMIGRANTS WHO DIED ON 9-11 GET MONEY FROM THE FEDERAL VICTIMS' FUND?:

YES: 6 votes 
NO: 64 votes 


Group Comment

 
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December 17, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September 11th, 
including the children and families of low-wage workers and gay and lesbian families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of the
restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of all
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blow to the survivors to first lose their loved one and then watch as most of the taxpayer money went to those
who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the option of
marriage is unavailable, these families may find themselves in the traumatic predicament of having to prove
that their union is legitimate. Fortunately, both the Red Cross and the State of New York have already 
announced that they will not discriminate against gay and lesbian families. The Department of Justice should
do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very important 
issues.

Sincerely,
Individual Comment 
Binghamton, NY 

 
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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.  Under
traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of
all those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double blow to the survivors to first lose their loved one and then watch as most of the taxpayer money
went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the
option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately both the Red Cross and the State of New
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Department of Justice should do the same.
 
Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,
     
Individual Comment
San Diego,CA 

 
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Absolutely not American 
Saturday, Marc h 16, 2002 7:02:03 PM


Dear Folks:  Homosexual partners should be given benefits for their 9/11 dead heroes, also.  Do you think they love their love ones any less than the Heterosexuals? How can you possibly give benefits to people who never paid taxes here in America and got here illegitimately  (some with fetuses) and refuse Gay Americans that have paid their taxes and contributed to society, like              and             ..?  Where are your priorities anyhow  ?  If ever there was wide open discrimination-this is it.  What did you say we are fighting for-against the Terrorists?  In this case I say we fit the bill.  To deny children of Gay Parents their just benefits ( or these children's Gay Partners their benefits) to help their families (yes, their families) stand up go on with life - is criminal.  Do you think Gays need money any less than heterosexuals at a time like this?  No wonder other countries don't like us.  I don't like us right now, either.  Please try and do better by all Americans.  I would like to think other countries will look up to us, again,
Sincerely,

Individual Comment
Santa Margarita, CA
 
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