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Monday, March 18, 2002 3:23 PM
Shame on you!

I am outraged that gay and lesbian partners of those 
who died on September 11 are not automatically going to 
receive the same benefits as heterosexual spouses.

Individual Comment
Seattle, WA
 
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Saturday, December 22, 2001 9:18 AM


I am sorry, I know they have suffered a great loss but, come on, enough is enough.  When someone is killed in an accident that is not their fault - do they get compensation?  Most of the time, NO!!!! 
I have lost my husband through divorce after 37 years but do I get compensation - NO!!  Like all the rest of the victims, grin and bare it, okay?!!!!  Get on with your life and because of your situation, you have people that will stand behind you!!!   Sorry, but that is what I think!!

Individual Comment 


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December 4, 2001


Kenneth L. Zwick, Director
Office of Management, Programs, Civil Division
U.S. Department of Justice
Washington, D.C.

Dear Mr. Zwick,


I am writing in response to the Department's request for public comments regarding the
forthcoming regulations for implementing and administering the "September 11 Victim
Compensation Fund." I strongly urge the Department to draft regulations that ensure
compensation is available to all victims of the attack, including the committed partners
and the non-biological children of gay and lesbian victims.

It is unquestionable that the devastating grief and economic losses suffered by the
families of gay and lesbian victims are no less than that of other families. Just as the
Terrorists drew no lines in choosing their victims, our country must draw no lines in 
compensating those who suffered the most personal of losses from these horrific attacks. 

Many Americans lost their lives on September 11th, each of whom left behind loved ones.
I urge the Department to honor these bonds by treating the families of gay and lesbian
victims as you would any other.

Sincerely,

Individual Comment
North Bennington, VT
 
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Kenneth R. Feinberg, Esq.
U. S. Justice Department
950 Pennsylvania Avenue, N. W.
Washington, D. C. 20530

December 15, 2001 

Dear Mr. Feinberg:

     As a social worker and a member of the ACLU I am concerned
about the surviving families of the victims of the terrorist
attack of September 11.

     In particular, I feel it is urgently necessary that these
survivors receive equal financial compensation, regardless of
their income level or the marital status of their relationship
to the deceased, Unmarried domestic partners of terror victims,
whether heterosexual, gay or lesbian, should have equal eligi-
bility for benefits.  Justice and fairness may have some healing 
effect for those so cruelly bereaved.

     Thank you for your courtesy.  Please let me know your stand.

                    Sincerely,

Individual Comment
Clinical Social Worker
Springfield, MA
 
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Wednesday, December 05, 2001 10:59 AM
9/11 Victim Compensation Fund

Dear Mr. Zwick:

I am writing in response to the Department's request for public
comments regarding the forthcoming regulations for implementing
and administering the "September 11 Victim Compensation Fund." 
I strongly urge the Department to draft regulations that ensure
compensation is available to all victims of the attack,
including the committed partners and the non-biological children
of gay and lesbian victims.

It is unquestionable that the devastating grief and economic
losses suffered by the families of gay and lesbian victims are
no less than that of other families.  Just as the terrorists
drew no lines in choosing their victims, our country must draw
no lines in compensating those who suffered the most personal of
losses from these horrific attacks.

Many Americans lost their lives on September 11, each of whom
left behind loved ones.  I urge the Department to honor these
bonds by treating the families of gay and lesbian victims as you
would any other.

Sincerely,


Individual Comment
Brooklyn, New York 
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              <text>Wednesday, December 19, 2001 8:33 AM
Do the Right thing


December  19, 2001

Dear Mr. Kenneth Zwick,

I write as a member of Amnesty International, a worldwide human rights
movement committed to ensuring respect for the basic human rights of people
without discrimination, in support of equal access to benefits under the
September 11 Victims Relief Fund for all victims, regardless of sexual
orientation or marital status. As you know, the United States has
committed to uphold international human rights standards, including the
Universal Declaration of Human Rights and the International Covenant on
Civil and Political Rights, which prohibit arbitrary discrimination.
  
As you consider rules for administering the relief fund, I ask that you
apply basic international human rights standards, and the general principle
of equality, by including among relatives eligible for compensation those
who lost their life partners, as well as de facto parents or children,
without regard to sexual orientation or marital status.  The State of New
York has already adopted such a policy, granting compensation benefits "on
a showing of mutual interdependence with the victim, in recognition that
anyone who shared with the victim living expenses, day to day activities
and the emotional bonds of family deserves help in this time of need."

Many lesbian and gay people were killed in the September 11th attacks.
Since then, lesbian and gay surviving partners of those killed have had
mixed results in obtaining equal treatment at the local level in the
distribution of relief funds by private and state agencies.  An inclusive
policy on the part of the federal government would help establish an
important principle for other such funds.  In compensating victims, real
justice will be served only when all families - and all types of families -
impacted by the human rights tragedy of September 11 are treated with
dignity and equality. 

Thank you for considering my concerns. I look forward to hearing from you
about your efforts to ensure that all surviving victims of the September 11
attacks have equal access to the relief fund.


Sincerely,

Individual Comment
Oswego, NY

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              <text>
Wednesday, December 05, 2001 10:13 PM
"September 11 Victim Compensation Fund" - comments


I am writing in response to the Department's request for public comments
regarding the forthcoming regulations for implementing and administering
the "September 11 Victim Compensation Fund."  I strongly urge the U.S.
Department of Justice to draft regulations that ensure compensation is
available to all victims of the attack, including the committed partners
and the non-biological children of gay and lesbian victims.

It is unquestionable that the devastating grief and economic losses
suffered by the families of gay and lesbian victims are no less than that
of other families.  Just as the terrorists drew no lines in choosing their
victims, our country must draw no lines in compensating those who suffered
the most personal of losses from these horrific attacks.

Many Americans lost their lives on September 11, each of whom left behind
loved ones.  I urge the Department to honor these bonds by treating the
families of gay and lesbian victims as you would any other.

Sincerely,

Individual Comment
Albany, NY
 
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            <description>Whether the contributor holds copyright to this item.</description>
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              <text>December 14, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530
To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on
September 11th, including the children and families of low-wage workers and gay and lesbian
families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of
dollars per year might receive thousands of times as much compensation as the survivors of a
dishwasher in one of the restaurants destroyed. Justice requires looking far beyond the last
paycheck to the inherent worth of all those killed, so that a high minimum compensation level is
set to lessen the disparities. It would be a double blow to the survivors to first lose their loved
one and then watch as most of the taxpayer money went to those who were already well off in the
first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships
and families. Gay and lesbian families are especially vulnerable when one partner is killed.
Because the option of marriage is unavailable, these families may find themselves in the
traumatic predicament of having to prove that their union is legitimate. Fortunately, both the Red
Cross and the State of New York have already announced that they will not discriminate against
gay and lesbian families. The Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these
very important issues.

Sincerely,
Individual Comment     

Cosmos, MN 

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              <text>Saturday, March 16, 2002 8:47 PM

Everyone, including gay and lesbians should be treated equally regarding the 
payment of benefits as a result of Sept. 11th. To treat the surviving 
partners of this tragic day differently then any other victim is just wrong. 
Please reconsider your decisions, and do the right thing. They are all our 
hero's!!!





Individual Comment

 
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Wednesday, November 07, 2001 8:55 PM
comment on funds for victims of 9-11

Every one of these charities and every Church, and every social fuction like the BSA and  al of those children's agencies are ONE thing.....


A money making business.

NOT ONE of the vicitm's families EARN a benefit from their pesonal family disaster.  Those that are self respecting responsible families have life insurance to tend to exingencies of early death.

Still, well-meaning citizens gave some of their $$ for these families so the $$ ought to be given out.  ALL of it.  

The problem I can see is determining how much is to be given to which person.  Some might think that a family with children might "deserve" more than a single survivor.  And it is true that a family might have greater NEEDS, but the LOSS is the same.. one family member...So in my opinion, the amount ought to be equal, without regard to the number of dependents.

Some of the liberal screwy thinkers are talking about college benefits, and future benefits but this was not what I think the DONORs felt they were giving to.  Further, the distributon should not be predicated on what a family decided for the future of young survivors.  Non-college kids have had the same loss as the others.

People need to fend for their own family and not rely on group donations to give them everlasting benefits when they lose a family member.  Surely this socialistic demeanor is not what I would opt for.

Since the non-thinking emotional public has been careless enough to blindly give money without knowing the rules, does not make it correct or proper.

I will never give anything to one of these money making Scams called charities. I have enough trouble taking care of my own needs and when I have been in trouble NOBODY got me out but ME. 

IF I knew personally any of these families and I was feeling sorry for them and saw that they were unable to take care of themself, I may THEN give directly to them, but no way would I give any % of a donation to a scam that LIVES off donations.

I also know that the agencies that the public servants work for, have death benefits.  If those other families have no sense of saving for troubled times it is NOT the responsiblity of the public to over come their shortcomings.  Neither is it the responsibility of the goverment. so how about you just butting out.  Let the scammers do their scams and don't join in by spending more tax money to try to make them do what you want. 

Maybe people that give to charity ought to just forget it afterward.

Individual Comment
 
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Wednesday, December 19, 2001 9:10 PM
EQUALITY Among ALL

December  19, 2001

Dear Mr. Kenneth Zwick,

I write as a member of Amnesty International, a worldwide human rights
movement committed to ensuring respect for the basic human rights of people
without discrimination, in support of equal access to benefits under the
September 11 Victims Relief Fund for all victims, regardless of sexual
orientation or marital status. As you know, the United States has
committed to uphold international human rights standards, including the
Universal Declaration of Human Rights and the International Covenant on
Civil and Political Rights, which prohibit arbitrary discrimination.
  
As you consider rules for administering the relief fund, I ask that you
apply basic international human rights standards, and the general principle
of equality, by including among relatives eligible for compensation those
who lost their life partners, as well as de facto parents or children,
without regard to sexual orientation or marital status.  The State of New
York has already adopted such a policy, granting compensation benefits "on
a showing of mutual interdependence with the victim, in recognition that
anyone who shared with the victim living expenses, day to day activities
and the emotional bonds of family deserves help in this time of need."

Many lesbian and gay people were killed in the September 11th attacks.
Since then, lesbian and gay surviving partners of those killed have had
mixed results in obtaining equal treatment at the local level in the
distribution of relief funds by private and state agencies.  An inclusive
policy on the part of the federal government would help establish an
important principle for other such funds.  In compensating victims, real
justice will be served only when all families - and all types of families -
impacted by the human rights tragedy of September 11 are treated with
dignity and equality. 

Thank you for considering my concerns. I look forward to hearing from you
about your efforts to ensure that all surviving victims of the September 11
attacks have equal access to the relief fund.


Sincerely,
Individual Comment
Glendale, CA

 
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Thursday, November 15, 2001 11:26 AM

Attention Mr. Zwick:

Attached is a comment document.  If you have any questions or would like clarification of any of the points, please contact me at this email address or call me at           .

We hope that these suggestions aid you and the Special Master in organizing and delivering this very important compensation program.

The Alliance FCI Inc.
Parsippany, NJ

Attachment 1:

To: Kenneth L. Zwick   {victimcomp.comments@usdoj.gov}
 Director, Office of Management Programs
 Civil Division, U.S. Department of Justice
 950 Pennsylvania Avenue, Washington, DC 20530

From:  The Alliance of Fiduciary Consultants International, Inc.
 Parsippany, NJ

COMMENT

Regarding Pubic Law 107-42, "Air Transportation Safety and System Stabilization Act," in particular: Title IV - September 11 th Victim Compensation Fund of 2001

The accompanying comments, based upon experience in the trust industry, offer suggestions for ways in which the Department of Justice can assure fairness to all claimants, speed in making meaningful aid available to them, and efficiency in expending the taxpayers' money.  They recommend favoring assistance that empowers victims and survivors to attain self-sufficiency rather than building lasting dependency upon the government.

Of paramount importance is addressing victims' needs compassionately and expeditiously and providing equitable compensation as quickly as possible.  Second is a goal that the maximum amount of appropriated funds be expended for the victims' benefit and that a minimum amount be used to create or expand bureaucracies or unjustly enrich other parties. 

In pursuit of this mandate we therefore urge:

1. Emphasis on simplifying information gathering to reduce the burden on the claimants, while establishing an effective database for coordinating claim assessment and award determination.

2. The optimum collaboration with other governmental agencies to leverage their respective information sources rather than creating duplicative processes and records. 

3. The optimum use of established, credible, private sector suppliers of services with the expertise and facilities required to meet present and future needs.

By its nature, this program may represent a departure from other government assistance programs.  DOJ should bear in mind that approaches used in executing this charter may form precedents for future actions to aid victims of other, similar events.  We urge caution in achieving balance and not extending beyond reasonable, appropriate limits of the government's responsibility.

Contents

I. Overall Philosophy        3

II. Precepts for Managing Victim Compensation     3

III. Substantive Responsibilities of the Special Master   4

IV. Suggested Procedural and Substantive Rules     4

V. Clarification of the intent of Congress     5

A. "To Provide"       5

B. "Compensation"      5

C. Panel to Review Calculation     6

D. Providing Medical Insurance     6

E. Higher Education Assistance     7

F. Non-monetary compensation     8

G. Offsets to Compensation     8

H. A Possible Distribution Alternative    8

I. Triage Based on Citizenship and Residence   9

J. Claims of Multiple Relatives of a Victim   9

K. Victim's Own Actions Determinative    10

L. "Physically injured" Defined     10

M. "Killed" Defined      10

VI. Organization        11

A. Functional Requirements of the Special Master's Office 11

B. External Resources      13

VII. Information About the Authors      14

I. Overall Philosophy 

It is clear that, in passing Title IV, the Congress intended to benefit the actual victims of the September 11 attacks and it is, therefore, incumbent upon the Attorney General to insure that the government's own program should be efficient, effective and prompt.  The news of the day is rife with complaints that victims of the September 11 attacks and their families are encountering delay and frustration in attempting to obtain the benefits of the hundreds of millions of dollars donated to various private charities and agencies.  Bureaucracy is among the chief complaints.

For that reason, this complex mandate requires decisiveness on the part of the Special Master, rather than endless debate.  Regulations should provide for expeditious review of input from the inevitable variety of interested parties to insure fairness to all classes of claimants.  Reasonable consideration of diverse viewpoints is imperative, but not at the cost of paralysis while victims await the assistance that the Congress has promised.

II. Precepts for Managing Victim Compensation 

We respectfully submit that the Attorney General should direct the Special Master and his designees to adopt the following precepts to guide all staff and independent persons in the exercise of their delegated responsibilities.
 
A. Insure fairness in dealing with diverse claims and with people of all backgrounds, but do not expect to attain perfect equality in treatment of all claimants.

B. Deploy these resources with deliberate speed, where possible, but allow that some compensation decisions may have to be deferred until more is known.

C. Provide immediate help, but strive for lasting benefit for the living victims and the decedents' survivors, favoring the provision of opportunities for self-sufficiency, not dependency upon the government.

D. Use the maximum proportion of these resources for the victims, and a minimum to create bureaucracies or enlarge existing ones. 

E. Outsource as much of the work as possible through an expedited bidding process, favoring those with the ability to put aid in motion quickly.

F. Provide for a sunset provision so that all segregated funds and organizational units do not survive past the needs they serve.

G. Vigorously prosecute, without plea bargaining, all those accused of fraud and deception so that the intended recipients are not victimized again. 

III. Substantive Responsibilities of the Special Master

To afford the Special Master the ability to focus, it is suggested that his/her role be circumscribed to include these primary responsibilities:

A. Define the process and establish procedures for claimants to file, establish eligibility, and appeal decisions.

B. Establish a framework for triage of applicants in a manner that affords all as expeditious a process as their circumstances permit and for swiftly determining eligibility and level of need.

C. Establish a means of consolidating information from public and private sources to provide investigators and hearing officers as much relevant information as is feasible, as quickly as possible.

D. Identify sources of expertise and establish an accelerated bidding and award process to select providers of needed services.

E. Construct an organization and prepare the job descriptions for trustees/ examiners/case investigators and support staff.

F. Establish the requisite management, operating and fiscal controls.

G. Establish effective liaison with governmental and private bodies that also have a role in effecting the intent of Title IV.

IV. Suggested Procedural and Substantive Rules 

A. Focus on the urgent needs of victims before the longer-term issues.

B. Do not attempt to involve the Department in providing material aid directly, but utilize the best available local programs, agencies and instrumentalities to insure delivery through established mechanisms for:

1. Sustenance, temporary shelter for the displaced

2. Housing for those relocating

3. Guardians for the orphaned and incapacitated 

4. Medical and Psychological attention

5. Temporary Job Placement

6. Assistance in preparing and/or replacing vital documents

7. Legal assistance to establish bona fides and priority of claim 

C. To establish claims, use information available from existing Federal sources and other proven methods such as those used in:

1. INS to document and validate status of aliens and visitors

2. SSI  (and Green Card/Alien Registration) records and files

3. IRS records and welfare tracking mechanism to certify income, dependent status and spending levels and to identify insurance benefits, and other aid paid to claimants

4. Financial Aid Form (College Board) to determine education need

D. Use existing, accredited professionals wherever possible, rather than creating new bureaucracy and government positions.

E. Affirmatively accept the risk that quick action may result in some errors, and establish a tracking system that will facilitate remediation after the fact.

V. Clarification of the Intent of Congress

The express intention of Congress is to:

 "...provide compensation to any individual (or relatives of a deceased individual) who was physically injured or killed as a result of the terrorist-related aircraft crashes of September 11, 2001."

Despite the apparent clarity of the foregoing language, and the definitions contained in Section 402 of the statute, there are ambiguities that should be clarified early on.  The following are suggested:

A. "To Provide"

To provide does not necessarily mean that the Attorney General, Special Master or their staff must perform all, or any, of the activity, nor does it require that permanent staff be hired.  (See Section VI below regarding Organization.)

B. "Compensation"

The single most daunting task before the Special Master is to decide how to achieve equity and fairness.  How will the program compare the needs and entitlement of, for example, Person A who was a kitchen worker at minimum wage, supporting a family and sending money to his native country to support indigent parents, with those of Person B, the surviving spouse of a bond salesman who had a seven figure income, a six figure mortgage and no life insurance.

A set of guidelines must be established whereby the financial situation of claimants can be readily assessed, the other resources available to them can be taken into account (as provided by Title IV) and an equitable assessment can be made against absolute limits or maximums and relative standards of fairness. 

The range of approaches is extremely wide.  They range from giving only immediate cash to sustain a household for three months to establishing some means of life-long income replacement, to every variety in between.  Some propose that everyone ought to be treated the same with a per capita amount paid, while others propose that aid should be proportionate to the loss suffered even if it means the poor remain poor and the well-to-do are assured their pre-event standard of living.

C. Panel to Review Calculation

Once the Special Master has developed an approach to calculate compensation entitlements, and a system for adjudicating disputes, we suggest that the Special Master promptly appoint a panel of independent experts to review them and make recommendations as to how to improve upon them.  Such a panel might include representatives of the following specialties and interests to provide a balanced approach and broad input without being so large as to gridlock.  

1. Psychologist experienced in post-trauma recovery to help assess the duration of the need for relief.

2. Experienced head of a major city's welfare program with a perspective on handling large numbers of claimants.

3. FEMA authority on household expenses in large-scale disaster recovery.

4. Executive director of a faith-based aid agency, such as the Salvation Army, that is experienced in providing both support and self-help programs. 

5. College Board expert on financial aid for higher education.

6. Senior trust executive to advise on mechanisms available to administer payment programs over time, and provide financial management for minors.

7. Actuary who can help project long-term cost implications of alternatives.

8. One or more representative members of the class of claimants.

9. Plaintiffs' attorney to advise on compensation elements relating to state wrongful death statutes and conscious pain and suffering.

D. Providing Medical Insurance 

To keep DOJ out of the business of providing medical care and attention, it is suggested that the fund purchase a group policy or policies in which claimants would be able to participate, if they wished.  (No payment in lieu of this insurance would be offered.)  

The intent would be to provide a temporary program to insure that no claimant would be denied medical care for at least the first few years until the household of the injured or deceased person has recovered its ability to be self-sufficient. 

To insure both the assistance desired and an automatic sunset of the benefit, the following type of program could be instituted.

Sample Diminishing Medical Insurance Support Program

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Year Percentage of Premium Paid by the Title IV Fund Individual Deductible Paid By Claimant Amount of Claimant's Co-pay for Services



2001 100%   0   10%


2002 100%   $150   12.5%


2003 75%   $300   15%


2004 50%   $600   17.5%


2005 25%   $1200   20%



E. Higher Education Assistance


   
Under the spirit of Title IV, we suggest that some of the money be used to invest in the education of the victims and their children.  The suggested approach is to treat all children in the same manner, regardless of the wealth of their families or the number of siblings in the family.  Each child would be entitled to a subsidy for his or her post-high school education for up to four years.  It could be used for college, technical school, or a program in arts.

The subsidy would be calculated using the standard Financial Aid Form utilized by virtually all colleges in the United States.   It takes into account the household resources available and establishes a recommended level of need that can be filled by grant, work-study and/or student loan and specifies an amount that the household should be able to support.

Children of the victims covered by Title IV would be given sufficient aid to insure that they could attend the best US public college or university they could be accepted in, regardless of the tuition level.  The subsidy could include tuition, room and board,  fees and/or living expenses, as determined by the Special Master.

To fund this part of the compensation an educational trust would be funded, based on the actuarial projection of what would be needed to provide this benefit for the entire class of children from those now in senior year of college to those who will be twenty-two years of age in 2022.  Unexpended funds in the trust in 2022 would revert to the US treasury.

Children wishing to attend private schools would be given the same level of aid, but no more than they would have been entitled to at the best state school admitting them.  The purpose of this award is to provide an educational opportunity, not a windfall. Private colleges would directly invoice the trust.  In the event of student withdrawal, any tuition refund would be returned to the trust.  

Equivalent aid for Special Education, special needs private schools, and the like would be considered on case-by-case basis by a hearing officer.  

It would apply to all dependents of the injured or deceased victims who were alive and actually dependents, or who were subsequently born to the household within nine months of September 11, 2001.

F. Non-monetary compensation 

The Special Master may wish to explore another form of compensation besides money.  For positions required to execute Title IV, a one-time preference could be extended to the victims and their dependents, such as has been done in the past for Veterans.  For example:

1. Preferential consideration for jobs when a claimant is one of a group of otherwise equally qualified candidates.  


2. Preferential placement for civil service appointment, advancement and promotion, where claimant is otherwise qualified, but may have less seniority than others eligible.

In addition, through cooperation with other Federal agencies and departments, consideration could be extended to those applying for Small Business or minority owned enterprise preferences for US government contracts and/or assistance, when the claimant is one of a group of otherwise equally qualified persons.

G. Offsets to Compensation 

Title IV mandates that this compensation must be offset by other sources of aid and support.  The Special Master must promulgate rules that prescribe how to assess and weight the impact of:

1. Other income producing assets

2. Life, accidental death and medical insurance proceeds

3. Trusts, annuities and segregated assets not under the claimants' control

5.   State and Local grants in aid and interest free or low rate loans

6.   Grants from private charities and special funds raised for the victims

7.   Special scholarship programs established for victims and their children

8.   Employee benefits

H. A Possible Distribution Alternative

The Special Master may consider that, when entitlements are determined, an account could be established at a financial institution convenient to the claimant's residence, through which a secure debit card would be issued in lieu of checks. This could expedite one-time and periodic transfers of money to the claimants, and would provide a ready record of expenditures to help thwart fraud and exploitation of the claimants by third parties.  Clearly, there are privacy implications of such a design.

I.    Triage Based on Citizenship and Residence

It may expedite the identification, verification of bona fides and certification of claimants to establish several paths for processing, such that each group can be handled most expeditiously without an individual or group of individuals  being unnecessarily delayed in a queue of persons with different needs.

Due to the fact that different information must be gathered and validated in each of these cases, the program might handle claim submissions differently, based upon  citizenship and immigration status.  This would not be to discriminate in entitlement, but to afford appropriate screening and triage for claimants who are:

1. US citizens living in the United States

2. US citizens living abroad 

3. Resident aliens, documented and not documented

4. Visitors, tourists and guests on visa or other entry permission

5. Non-resident aliens

J. Claims of Multiple Relatives of a Victim.

The Special Master may consider applying a single standard of preference to sort out competing claims in the timing for hearing claims, and possibly in determining relative awards and entitlements. The Master must acknowledge the laws of the states in which victims reside.  Many protect the respective rights of those whose claims derive from less traditional households and extended families, such as those involving same-sex unions, group homes and other living arrangements involving parties not legally married or related by blood.

As an example, the statutes governing descent and distribution in many states confer preferences in intestacy based upon degree of kinship and a presumption about persons who would normally be the object of a deceased person's bounty.

Sample Priority in Intestacy 

As an example, the Special Master might assign priority of claims:

First  To persons named in the deceased victim's Will

Second   To the surviving spouse
   Legal spouse
   Common law spouse/partner
   Prior spouse with alimony or support rights

Third  To the deceased victim's issue
   Natural and adopted children under the age of majority
   Children of majority age
   Grandchildren and great grandchildren, per stirpes

Fourth  To other related and non-related persons having a valid claim

K. Victim's Own Actions Determinative

Deciding "dependent" status may be simplified by a rule that gives a presumption of orthodoxy and supremacy to those persons whom the deceased or injured person claimed on his or her 2000 Federal Income Tax Return and/or his/her W-4 identification of dependents for 2001 tax purposes, or the nearest equivalent evidence for those who did not file such a return.  There could be a refutable presumption established that, if decedent did not claim someone as a dependent, that person was not a dependent entitled to relief under this title.

L. "Physically injured" Defined

This should be defined to mean all persons who were in the buildings struck, or in and about neighboring buildings within the debris zones of the Trade Center and the Pentagon, or in the aircraft involved, or on the ground at Pennsylvania crash site.  The Special Master should defer to local authorities who designated the impact and debris zones, including the Department of Defense, with respect to the Pentagon, rather than attempting to develop an independent standard.

M. "Killed" Defined

The Special Master should issue rules that classify victims as all those individuals who are or will be:

1. Proven dead by competent medical examining authorities

2. Dead of injuries sustained in the attacks within one year, i.e. before September 12, 2002

3. Presumptively dead and documented by a competent local authority

4. Missing and likely a victim (e.g. tourist not heard from) as certified by a competent authority local to the deceased person's residence.

Different processes should be applied to separate and expedite claims where there is, no doubt, or a higher degree of certainty, while others may simply take longer to validate.

VI. Organization

A. Functional Requirements of the Special Master's Office

Certainly, the Department of Justice has its requirements and preferences for organizational development and deployment of resources.  The following is a checklist of functions that is suggested by the nature and scope of the Special Master's charter and the apparent complexity of the task.

1. Management and Administration

a. Administration

b. Budgets and Appropriations

c. Human Resources

d. Accounting, Oversight and Reporting

2. Investigators

a. Certification and Entitlement

b. Documenting Missing Persons

c. Fraud and Corruption

3. Hearing Officers and Administrative Support

a. NYC Metro Area

b. Pentagon Area

c. Circuit Rider to other US Locations Convenient to Claimants

d. Special Office for Foreign Nationals

4. Ombudsman to Cut Red Tape

a. Claimants' Inquiries and Appeals

b. Contractors, Suppliers and Others

5. Database Management and Tracking System 

a. Claimants

b. Contractors

c. Payees on Behalf of Claimants

d. Medical Insurance Providers

6. Government Liaison to and Coordination with 

a. The White House

b. Congress and OMB

c. Executive Departments Directly Concerned with the Fund

i. Health and Human Services

ii. Immigration and Naturalization Service

iii. Social Security Administration 

iv. Internal Revenue Service

d. Department of State

i. Foreign Embassies and Consulates

ii. UN and International Organizations

e. Treasury

f. Federal Courts

i. Bankruptcy Court

ii. District Courts - Civil and Criminal

g. Within Justice:  Criminal Division for Fraud

7. Extra-Governmental Liaison

a. State and Local Relief Coordinators

b. State and Local Welfare Agencies

c. Private Charities and Foundations 

i. Central Database of Victims and Compensation

ii. Cooperation in Sharing Grant and Relief Information

8. Contracts Administration and Oversight

a. Banks and Trust Companies

i. Entitlement Accounts 

ii. Trusts and Guardianships

iii. Educational Trust

b. Medical Insurance Providers 

c. Consultants and Other Suppliers

9. Information Technology

a. Computer Systems Acquisition

b. Database Construction and Maintenance

c. Interfaces to Other Federal IT Systems

B. External Resources

1. Use of temporary staff:  See USDOJ, Justice Management Division Memorandum for Bureau Personnel Officers, dated September 28, 2001, which cites the use of excepted authority under 5 CFR 213.3102(i)(2) and (3) to use temporary positions, even at Senior Levels. 

2. Use of banks and trust companies:  Especially in the case of minor claimants and those of diminished capacity, the Special Master should consider using banks and/or trust companies to receive and manage, in trust, the monies to which such claimants are entitled, where a trust arrangement is appropriate. This should be preferable to establishing any new trustee functions within or reporting to the Justice Department.

In addition to locations in metropolitan New York and Washington, DC, it may be appropriate to designate banks in other cities, such as Boston, where  a  sufficient number of claimants resided.  

These institutions have established processes and professional staff in place.  They can probably handle incremental responsibilities at a lower cost than a new bureau or independent, individual trustees.  The professional fiduciaries have in place the expertise to handle personal trusts, decedents' estates, committeeships and guardianship of incompetents.

In addition, they have experience and infrastructure in the bond indenture trust and employee benefit trust administration businesses that may be useful to handling the lump sum and periodic payments ultimately provided.  Many also handle class action suits and escrow arrangements that may be analogous to the requirements of the Special Master for handling thousands of claims.  Finally, they are already bonded, insured and subject to oversight and examination. 

As an alternative to letting bids, the Special Master may consider forming a pool or consortium of qualified banks to make more facilities available sooner, in more locations.

3. Consultants:  The Special Master may wish to use consultants and firms with the expertise and domain knowledge not readily available in the Department of Justice.  The types of tasks that are suited to using consultants in this context are:

a. Constructing detailed action plans to include organization, position descriptions, staffing, recruitment, screening, selection of permanent and temporary staff, and selection of outsourced resources

b. Proposing a structure for allocating the appropriation and for distribution of benefits, to include the following essential processes

i. Triage of claimants

ii. An identification scheme to positively identify claimants

iii. Settlement of conflicts among competing claimants

iv. Establishing liaison and communications with other agencies

v. Establishing a clearinghouse with charities and local aid agencies for claimant payments information  

vi. Providing for immediate cash assistance through banks

vii. Developing the income replacement approach (if any)

viii. Establishing a group for medical insurance and treatment

ix. Managing the RFP and bid process for the same

x. Establishing a trust for higher education for children of victims

xi. Consortium to provide special education and counseling needs

xii. Exploring employment placement and career opportunities

xiii. Prototype trusts for minors and incompetents, and selecting trustees

xiv. Arranging for local, temporary stewardship for the incapacitated

VII. Information About the Authors

The authors are principals of The Alliance of Fiduciary Consultants International, Inc., of Parsippany, New Jersey.  Collectively they possess over one hundred years of experience in managing trust businesses in money-center and regional banks and in consulting to leading financial institutions.

In addition, the firm maintains active, collaborative associations with other large and small firms specializing in many aspects of insurance and investment services and those with expertise in human resources, process design and information technology.

For more information, call            or refer to our website:     
 
Respectfully submitted,

The Alliance of Fiduciary Consultants International, Inc.
Parsippany, NJ
 
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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars
per year might receive thousands of times as much compensation as the survivors of a dishwasher in
one of the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent
worth of all those killed, so that a high minimum compensation level is set to lessen the disparities. It
would be a double blow to the survivors to first lose their loved one and then watch as most of the
taxpayer money went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the
option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
York have already announced that they will not discriminate against gay and lesbian families. The
Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,
     
Individual Comment
Honolulu, HI 




 
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Thursday, December 20, 2001 9:22 AM
crisis relief for gay partners


December  20, 2001

Dear Mr. Kenneth Zwick,

I write as a member of Amnesty International, a worldwide human rights
movement committed to ensuring respect for the basic human rights of people
without discrimination, in support of equal access to benefits under the
September 11 Victims Relief Fund for all victims, regardless of sexual
orientation or marital status. As you know, the United States has
committed to uphold international human rights standards, including the
Universal Declaration of Human Rights and the International Covenant on
Civil and Political Rights, which prohibit arbitrary discrimination.
  
As you consider rules for administering the relief fund, I ask that you
apply basic international human rights standards, and the general principle
of equality, by including among relatives eligible for compensation those
who lost their life partners, as well as de facto parents or children,
without regard to sexual orientation or marital status.  The State of New
York has already adopted such a policy, granting compensation benefits "on
a showing of mutual interdependence with the victim, in recognition that
anyone who shared with the victim living expenses, day to day activities
and the emotional bonds of family deserves help in this time of need."

Many lesbian and gay people were killed in the September 11th attacks.
Since then, lesbian and gay surviving partners of those killed have had
mixed results in obtaining equal treatment at the local level in the
distribution of relief funds by private and state agencies.  An inclusive
policy on the part of the federal government would help establish an
important principle for other such funds.  In compensating victims, real
justice will be served only when all families - and all types of families -
impacted by the human rights tragedy of September 11 are treated with
dignity and equality. 

Thank you for considering my concerns. I look forward to hearing from you
about your efforts to ensure that all surviving victims of the September 11
attacks have equal access to the relief fund.


Sincerely,

Individual Comment
Cambridge, MA 




 
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Monday, November 26, 2001 9:56 PM

Claims



Please advise as to the claim process for the WTC victims compensation fund. 



Individual Comment
 
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            <description>The source of this item.</description>
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            <name>Media Type</name>
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Monday, November 19, 2001 1:46 PM

Claimant Eligibility



Regarding your Topic #5 on Claimant Eligibility, I request 
that you consider those unborn children who were killed 
along with their pregnant mothers as a result of the 
September 11 terrorist attacks as "eligible victims."

If legally possible can the frozen assets of these terrorist
organizations be seized and included in the reparations
for the victims.



Individual Comment

 
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Wednesday, December 05, 2001 9:41 AM
Victim Compensation Fund


                                     December 5, 2001

Dear Mr. Zwick:

I am writing in response to the Department's request for 
public comments regarding the forthcoming regulations for 
implementing and administering the "September 11 Victim 
Compensation Fund."  I strongly urge the Department to draft 
regulations that ensure compensation is available to all 
victims of the attack, including the committed partners and 
the non-biological children of victims regardless of their 
sexual orientation.  

The emotional and economic effects on the families of 
victims is no less because the victims were "straight" 
or "gay."  The terrorists drew no lines in choosing their 
victims.  Our country must draw no lines in compensating 
those who suffered the most personal of losses from these 
horrific attacks.

Many Americans lost their lives on September 11, each of 
whom left behind loved ones.  I urge the Department to honor 
the bonds of family by treating all families equitably, and 
without any narrowing of our compassion by partisan ideology 
or homophobic discrimination.

Sincerely,

Individual Comment
Lansing, MI 

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              <text>Tuesday, January 22, 2002 11:37 AM
Help! Help!

All of this verbage is way to overwhelming for us. We consider ourselves lucky
to be able to get out of bed in the A. M.
It is much easier for persons not directly affected by the Sept. 11th attack
to submit such litigation and go on and on.
All we want is our son back but we can't have that.We don't even make next day
plans so how are we supposed to assume that
we can take the time to try and understand all of the litigation that is being
thrown at us. Well I don't think we
can do that. We still half way walk around from day to day
like some kind of zombies or living dead. For heavens sake
In the name of God all mighty quit continuously stirring things up, grant us
some peace. Don't smother us with bureaucracy.
Individual Comment

 
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December 17, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.  Under
traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of
all those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double blow to the survivors to first lose their loved one and then watch as most of the taxpayer money
went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the
option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
York have already announced that they will not discriminate against gay and lesbian families. The
Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.


Sincerely,

Individual Comment
Bristol, NH


 
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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of
all those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double blow to the survivors to first lose their loved one and then watch as most of the taxpayer money
went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
families. Gay and lesbian families are especially vulnerable when one partner is killed. Because the
option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
York have already announced that they will not discriminate against gay and lesbian families. The
Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,
Individual Comment
Irvine, CA
 
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