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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on
September 11th, including the children and families of low-wage workers and gay and lesbian
families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of
dollars per year might receive thousands of times as much compensation as the survivors of a
dishwasher in one of the restaurants destroyed. Justice requires looking far beyond the last
paycheck to the inherent worth of all those killed, so that a high minimum compensation level is
set to lessen the disparities. It would be a double blow to the survivors to first lose their loved
one and then watch as most of the taxpayer money went to those who were already well off in the
first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships
and families. Gay and lesbian families are especially vulnerable when one partner is killed.
Because the option of marriage is unavailable, these families may find themselves in the
traumatic predicament of having to prove that their union is legitimate. Fortunately, both the Red
Cross and the State of New York have already announced that they will not discriminate against
gay and lesbian families. The Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these
very important issues.

Sincerely,

Individual Comment
Jamaica Plain, MA

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Tuesday, January 01, 2002 6:42 PM
Equal access


January   01, 2002

Dear Mr. Kenneth Zwick,

I write as a member of Amnesty International, a worldwide human rights
movement committed to ensuring respect for the basic human rights of people
without discrimination, in support of equal access to benefits under the
September 11 Victims Relief Fund for all victims, regardless of sexual
orientation or marital status. As you know, the United States has
committed to uphold international human rights standards, including the
Universal Declaration of Human Rights and the International Covenant on
Civil and Political Rights, which prohibit arbitrary discrimination.
  
As you consider rules for administering the relief fund, I ask that you
apply basic international human rights standards, and the general principle
of equality, by including among relatives eligible for compensation those
who lost their life partners, as well as de facto parents or children,
without regard to sexual orientation or marital status.  The State of New
York has already adopted such a policy, granting compensation benefits "on
a showing of mutual interdependence with the victim, in recognition that
anyone who shared with the victim living expenses, day to day activities
and the emotional bonds of family deserves help in this time of need."

Many lesbian and gay people were killed in the September 11th attacks.
Since then, lesbian and gay surviving partners of those killed have had
mixed results in obtaining equal treatment at the local level in the
distribution of relief funds by private and state agencies.  An inclusive
policy on the part of the federal government would help establish an
important principle for other such funds.  In compensating victims, real
justice will be served only when all families - and all types of families -
impacted by the human rights tragedy of September 11 are treated with
dignity and equality. 

Thank you for considering my concerns. I look forward to hearing from you
about your efforts to ensure that all surviving victims of the September 11
attacks have equal access to the relief fund.


Sincerely,
Individual Comment
Seattle, WA


 
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Tuesday, November 06, 2001 10:27 AM
(no subject)

How can you expect me to settle and not pursue litigation if your going to 
deductlife insurance from the settlement? And what bearing does that have in 
regards to the liability and negligence of the airline industry? Where were 
the protections for my wife? I lost my wife in the wtc disaster. I dont 
see how there liability correlates to her life insurance policy. 


Individual Comment
New York, NY

 
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Tuesday, December 04, 2001 4:29 PM
Draft regulations that compensate ALL victims of September 11

Dear Mr. Zwick:

I am writing in response to the Department's request for public
comments regarding the forthcoming regulations for implementing
and administering the "September 11 Victim Compensation Fund."
I strongly urge the Department to draft regulations that ensure
compensation is available to all victims of the attack,
including the committed partners and the non-biological children
of gay and lesbian victims.

It is unquestionable that the devastating grief and economic
losses suffered by the families of gay and lesbian victims are
no less than that of other families.  Just as the terrorists
drew no lines in choosing their victims, our country must draw
no lines in compensating those who suffered the most personal of
losses from these horrific attacks.

Many Americans lost their lives on September 11, each of whom
left behind loved ones.  I urge the Department to honor these
bonds by treating the families of gay and lesbian victims as you
would any other.

Sincerely,
Individual Comment
Modesto, CA


 
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Thursday, December 13, 2001 4:39 PM
Fair compensation to September 11 victims loved ones

Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September 11th, including the children and families of low-wage workers and gay and lesbian families.

Under traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per year might receive thousands of times as much compensation as the survivors of a dishwasher in one of the restaurants destroyed.  This would do an injustice.  Justice requires looking far beyond the last paycheck to the inherent worth of all those killed, so that a high minimum compensation level is set to lessen the disparities. 

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and families. Gay and lesbian families are especially vulnerable when one partner is killed, because the option of marriage was not available for proving the legitimacy of the relationship.  Fortunately, both the Red Cross and the State of New York have already announced that they will not discriminate against gay and lesbian families. The Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very important issues.

Sincerely,
Individual Comment
Milwaukee, Wisconsin

 
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Wednesday, March 13, 2002 10:17 PM
Equal for all


Greetings,

I am reading about the possibility that partners of the gay and lesbian 
victims of September 11 will NOT be equally (if at all) compensated in the 
way that heterosexual family members of 9/11 victims will be. I hope to God 
this is not the case, because to rate some people as more deserving or more 
American than others for reasons of sexual orientation is completely unfair, 
and domestic terrorism at its worst. You know darn well the laws are far 
behind the realities, and do not recognize gay couples as married and 
therefore you can't cop out by saying Well if the state doesn't recognize you 
as a couple then neither can we...  September 11 changed a lot of 
perspectives and broke into new territory and took risks, this damn well 
better be one of those times.

You can do a little bit of homework -- and chances are their partners would 
do it for you -- proving a committed relationship, proving a life together, 
whether it is the same residence, changed / shared last names, children, 
beneficiary listings, healthcare proxies, wills, and many many many other 
ways that clearly indicate who the life partner of the 9/11 hero was. These 
people left behind have been through unspeakable tragedy already, but to then 
be ignored as if that relationship was less central than any other widow or 
widower's is completely heartless. Do you not see that?

If you need volunteers to help you organize how to distribute funding fairly 
to ALL the partners of the 9/11 tragedy, I'm sure you need only to ask.

President George W. Bush said if you do not side with Freedom, then you are 
siding with Terrorism. Well, whose side ARE you on???

Sincerely,



Individual Comment
Massachusetts
 
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Sunday, December 23, 2001 4:03 PM
Protect Traditional Marriage


Mr.
Kenneth Zwick
Office
of Management Programs
Department
of Justice
Washington,
DC
Dear
Mr. Zwick:
 
I
want to express my opposition to any effort by the federal government to provide
9-11 victim compensation funds to "domestic partners" of unmarried
survivors of the terrorist attack upon our nation. 
Funds
disbursed through the September 11th Victim Compensation Fund of 2001 should
only go to the surviving family members of those who died on 9-11. Funds must go
to the widows, widowers, orphans, and other blood-related or adopted members of
the family--not to unmarried sexual partners of those who died. 
To
provide funds to "domestic partners" is to undermine the traditional
definition of marriage and family to include any number of sexual liaisons
between same-sex or opposite-sex unmarried couples. Many homosexuals and
swinging heterosexuals, for example, engage in sex with multiple partners. Do we
provide funds to each of the sexual partners? Where do we draw the line on how
many "domestic partners" a person may have? Homosexual
activists are exploiting the 9-11 tragedy by asking the federal government to
redefine what constitutes a legitimate "family" under the law. In
fact, homosexual activist                 , writing in Out magazine
has openly called for the subversion of the concept of marriage between a man
and a woman. He has urged homosexuals to fight for the legalization of
homosexual marriages and once legalized to "redefine the institution of
marriage completely . . . . to debunk a myth and radically alter an archaic
institution. . . . The most subversive action lesbians and gays can under
take--and one that would perhaps benefit all of society--is to transform the
notion of 'family' entirely."
If
the DOJ provides funds to "domestic partners," it will be helping
                 accomplish his goal: That of redefining marriage and altering what he
calls an "archaic institution." 
We
also oppose September 11th Funds going to the estates of the deceased instead of
to their surviving family members. No one can know for certain where these funds
will end up if they are deposited in the estate of a person who has died. The
person may have willed his estate to a terrorist, racial hate group, or even to
an organization like the North American Man-Boy Love Association. No one will
know unless each person's will is examined by a DOJ lawyer. 
The
money should go to the surviving family members of the deceased, not to the
estate or to the surviving "domestic partner." 
 
Individual Comment
Watertown, SD 




 
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Monday, November 26, 2001 8:43 PM

Victims Compensation Fund - Public Comment



Dear Mr. Zwick,



Attached in PDF format is our comments in response to your Notice of Inquiry
and Advanced Notice of Rulemaking for Comment on the Victim Compensation
Fund.  Due to their size, the three attachments referenced in our comments
will be sent in separate e-mails.  They are also in PDF format.



If you have any questions or would prefer these files in a different format,
please contact me.



Sincerely,




POORMAN-DOUGLAS CORPORATION

BEAVERTON, OREGON





Attachment 1:




November 26, 2001



SENT VIA ELECTRONIC TRANSMISSION &amp; FAX



Mr. Kenneth L. Zwick, Director

Office of Management Programs

Civil Division

U.S. Department of Justice

950 Pennsylvania Avenue, NW

Washington, DC 20530-0001



Re: September 11 th Victim Compensation Fund of 2001 -
Notice of Inquiry and Advance Notice of Rulemaking for Comment



Dear Mr. Zwick:



Poorman-Douglas Corporation ("PD") appreciates the opportunity to respond to the
Request for Comment on proposed regulations and processes for implementing the
Victim Compensation Fund, which was published in the November 5, 2001 Federal
Register by the Department of Justice.



Established in 1968 as a full- service data processing company, Poorman-Douglas is now
expert in claims administration for large, complex class actions and bankruptcy cases.
Poorman-Douglas has extensive experience in complex case administration and has a
history of successful partnerships with special masters and monitors. We also are skilled
in effectively yet sympathetically working on sensitive, humanitarian cases. While we
are located in Portland, Oregon, our business is national, with strong ties in New York
and Washington, D.C. We are ready to assist in this humanitarian effort for the victims
of the September 11 th disaster in any way within our broad scope of capabilities.



In reviewing the Notice of Inquiry and the specific issues raised, PD, as an open market
vendor of claims administration and mass litigation support services, will generally
address the identified issues that fall into PDs areas of expertise. In addition to drawing
from our experience and knowledge base, we have performed research on techniques to
improve communications with claimants and have cited relevant sources with our
comments.



First and foremost, any and all contemplated requirements and procedures should be
developed and implemented with the claimants best interests in mind and with consistent
compliance with the intent of the Victim Compensation Fund. The claimants making
claims against this Fund are involuntary claimants who have already suffered severe 
emotional, if not physical, circumstances and have been confused by uncoordinated relief
efforts. To provide some measure of relief to these distressed claimants, claim
procedures should be designed to maximize assistance and minimize the burden on these
claimants. Our comments are directed toward this goal.



** Timing of Services




Several short deadlines impact the amount of time available to develop and
implement claims procedures, including:

. December 21, 2001 deadline for promulgation of implementation regulations;

. A 120-day deadline for claims processing and award determination;

. A 20-day deadline for disbursement of funds after an award is made.


With these deadlines in mind, two key actions will impact the Funds ability to
provide effective, quality service to the victims; efficiently resolve claims in a timely
fashion; and control costs:

1. Designation of an experienced administrative service/support organization as soon
as possible; and

2. Development of clear, straightforward Fund requirements and production
guidelines with participation by all parties, including the administrative
services/support organization as soon as possible after one is selected.



** Claim Form Design (with specific comments on making the form and its
instructions readable and readily available)




Based on its wide experience in claims administration, PD recommends that the claim
form package include a notice that is clear and descriptive. Special information
should be highlighted, using a bolded font or a different colored ink. Important
information such as claims filing deadlines, toll- free numbers, administrator mailing
addresses and Internet information should be well positioned within the instructions.



Any special calls to action (e.g. actions required of a claimant) should be boxed or
highlighted. PD has reviewed human behavior studies to guide the form and content
of the claim forms it designs. The flagship study done by behavioral researchers
McClelland and Atkinson indicated that without knowledge of the perceived
outcome, people are much less likely to act. A claim form should be designed so that
the face of the form is easy to understand, telling claimants what they need to do, how
they should do it, and in what timeframe.



Effective form design is also predicated on how key information is positioned on the
claim form. Primacy-recency literature has established that the most effective
positioning of messages or content of critical importance is at the beginning or end. 
The material placed in the middle is less likely to be remembered. "One research
finding can be stated unequivocally: material presented in the middle of a message is
relatively poorly remembered and has the least impact."(1)



* Claim Form Design for readability




Plain language is the guiding principle in form design for readability. Plain language
claim forms provide many benefits, including greater target audience participation;
less overall confusion, which will reduce the potential expense of toll- free telephone
support and a higher likelihood that the information submitted would be complete.



Plain language design is a concept embraced by the Federal Judicial Center.(2) In its
discussion of proposed amendments to Federal Rule of Civil Procedure 23 (requiring
plain language in class action notices) the Federal Judicial Center supports the
amendments that would require that "the notice concisely and clearly describe in
plain, easily understood language the nature of the action, the claims, and the
potential consequences of a litigation." Focus group studies conducted by the Federal
Judicial Center found that comprehension of legal notices is significantly improved
through deliberate changes in language, organization, structure, formatting and
presentation of the notice text. The use of a cover letter, captions, headings, font
changes, and color increases reader comprehension and motivation.



Additionally the RAND Institute for Civil Justice conducted an extensive review of
damage class actions in the United States Court systems. RAND reviewed the texts of
several high-profile class action notices and found that the readability and content
varied dramatically. On one end of the spectrum, was a notice that Poorman-Douglas
and Huntington Legal Advertising designed: In re: Louisiana-Pacific Inner-Seal
Litigation (a copy of which is attached hereto as Attachment 1). The RAND
researchers suggest that the plain language text from the Louisiana-Pacific notice was
more likely than other notices to attract the attention of class members.



* Design for Accessibility




The claim package should be readily available via any means reasonable and
possible, which should include the Internet, first class mail, and established centers
for victims. Although a direct mail program will get the materials in the hands of a
number of potential claimants, requests for information will also come from the toll-free
support, fax and mail.





Documents provided via the Internet should be in a format that is readily viewable,
free of charge. We recommend .PDF format (Adobe), which is currently the industry
standard.




** Claim Form/Instruction Content




In order to facilitate the ease and orderly filing of claims for all parties concerned, at a
minimum, the claim package should contain the following items:



1. Registration form (w/instructions for filling out and filing);

2. Compensation form (w/instructions for filling out and filing);

3. A claimant information package with details and guidelines for filing, as well as
any grids or charts deemed appropriate

4. A "Question and Answer" document or "FAQ" which covers the key issues and
procedures in the above-referenced documents, formatted in such a way that a
claimant can easily spot information on a particular subject matter that may have
been overlooked when the claimant was reviewing the other information.



Guidance for the content of an effective claim form and information packet can be
found in the Manual for Complex Litigation. (3) In particular, a good notice of
settlement (to which the Fund forms would be equivalent) should include:



. The essential terms of the proposed settlement.

. Any special benefits provided to any particular group of claimants.

. Information regarding attorney fees.

. (If applicable) the time and place of the hearing to consider approval of the
settlement, and the method for objecting to (or, if permitted, for opting out of) the
settlement.

. Procedures for allocating and distributing settlement funds, and, if the settlement
provides different kinds of relief for different categories of class members, clearly
set out those variations.

. A prominent display of the address and phone number of counsel and the
procedure for making inquiries.



** Claim Acceptance/"Filing"




As mentioned above, consistent with other complex, mass personal injury
settlements, the Victim Compensation Fund claim process would benefit from the use
of two forms to be filed by each claimant: an initial registration form and a
compensation form.





At the time of registration, the only documentation that should be required is basic
proof of 1) eligibility; and 2) (if the victim is deceased) legal status of contacting
party (e.g. legal guardian, personal representative). When proper proof of eligibility
and legal status (if necessary) has been received, a claim can be deemed "filed." A
compensation form can be submitted concurrently with the registration form, but is
not required. The two-step process would allow claimants to file quickly while the
details of the full claims package and claims process are defined.



Upon submission of the compensation form along with the required proof, the 120-day
processing window would begin. Not only would this reduce the burden placed
upon claimants to submit enormous amounts of materials to have their claim deemed
"filed" but it would also give DOJ a full 120 days to evaluate a substantially complete
claims (except for whatever defects may still exist).



** Claim Defect/Dismissal




In keeping with the goal of maximizing assistance for and minimizing the frustrations
of the claimants, a claim should not be dismissed outright if a claim is determined to
be defective for some reason or another (e.g. lack of adequate supporting
information). Instead, procedures should be implemented which allow a claimant to
cure the defects (in eligibility and entitlement) in a reasonable timeframe. While a
formal notification of the reasons a claim is considered incomplete is required, it is
helpful to claimants to have someone call and coach them through what needs to be
supplied to make the claim complete and valid.



** Presentation of Claim/Evidence




In similar circumstances, having all claims initially filed on paper has been found to
be quite effective. If the claim is deemed defective or the claimant is dissatisfied with
the result, he or she can appeal the Special Masters decision; the appeals procedures
could then allow for oral hearings under limited circumstances. Accordingly, the
120-day statutory claim-processing deadline would be satisfied while allowing for
additional procedural safeguards.



A second option is a two or more track approach that gives to the claimants the choice
of which procedures they would like to follow. For example, in the African
American Farmers Discrimination case,(4) the class members could elect to participate
under Track A, where the claim was submitted on paper and the class member
received a fixed payout based upon a pre-determined payment grid, or Track B,
where class members filed a claim for the amount they believed due and owing, but
were required to present evidence at an arbitration.





Although there might be some concern that having an oral hearing option might
unreasonably increase the work and the cost of administering the Fund, experience
shows that this is not typically the case. In the African American Farmers
Discrimination case, out of the approximately 23,000 claims, only 150 class members
opted to pursue Track B.



In fact, when the procedural requirements are more demanding, when given the
option, class members overwhelmingly choose the option with the more simple
procedure, even when choosing the less onerous procedure will give them less
compensation in the end. The MDL-926 National Breast Implant Settlement is a
good example.(5)



After the original global settlement fell through in 1994 and notwithstanding the fact
that the new settlement amounts offered to those who wanted to pursue the less
onerous procedures in the 1995 settlement,(6) were substantially smaller than what was
1) offered in the 1994 settlement; and 2) what could be obtained following Option 2
of the new settlement (the option with more demanding procedures), approximately
92% of the class members who registered for the first settlement (7) chose to receive
less money under Option 1.



In conclusion, the value in additional procedural safeguards for the claimants will far
outweigh the potential increase in cost in administering these procedural safeguards.



** Claimant Assistance




In keeping with the goal of maximizing assistance for and minimizing the frustrations
of the claimants, claimant support and assistance needs special and immediate
attention. Assistance should be available via toll- free telephone (supporting multiple
languages and the hearing impaired), the Internet and first class mail (as requested).
During times of peak activity, consideration should be given to opening local
assistance office(s). In the Swiss Banks (8) case, for the filing of "Initial
Questionnaires" and claim forms, local organizations were called upon to assist in
providing local assistances to claimants and, in some areas, specific claimant support
offices were opened. Either having local help center(s) in New York and in
Washington or educating staff in existing centers on the claims process for the Fund
would be helpful to claimants. Regional information/assistance meetings would also
be helpful in the early stages of the claims process. If claims processing specialists





could be made available at these meetings, claimants could receive personal
assistance without having to travel long distances to an established office.



Coordination with other Victim Support programs and organizations will further
victim support and assistance goals without adding significant cost to the
administration of the Victim Compensation Fund. For example, coordination with
Trial Lawyers Care, Inc.(9) would give victims access to attorneys who are willing and
available to give free legal services and other assistance to claimants who wish to file
a claim against the Victim Compensation Fund.



In certain circumstances, coordination with other Victim Support programs could
reduce Fund administration costs. Compilation of a mailing list of potential claimants
is a perfect example. Since a comprehensive address list of victims and next of kin
does not currently exist (to our knowledge), data may need to come from a number of
sources. Depending on the source of the address data, and the inherent difficulties in
identifying the appropriate claimants for those victims who are missing or dead, the
level of undeliverable mail could be as high as 20-30%. By getting lists from other
support programs that contain current addresses, less mail would be undeliverable,
saving the costs of mailing and postage.



A number of organizations have collected data in connection with their outreach and
victims assistance programs.(10) Coordination with these groups could give the DOJ
access to current contact information, which would reduce costs associated with
locating potential claimants and increase the effectiveness of the direct mail program.



** Eligibility and proof of identity requirements for missing (and presumed
deceased) victims and for representative claimants who are filing claims




In order to reduce the incidence of fraud, a claimant should be required to submit
proof of eligibility and identity at the time of registration. If the eligible victim is
missing and presumed deceased, the person filing the claim should be required to
provide proof of his or her legal status as the representative claimant. In addition
each claimant should be required to sign a certification that the contents of their claim
are true and valid.







* Proof of death for "missing" victims.




Although the rules for obtaining a death certificate have been modified to assist those
trying to obtain death certificates for missing and presumed dead victims,(11) many
may not yet have obtained a death certificate for their missing family member(s).
Accordingly, a death certificate should not be required at the time of registration for
the Fund. A copy of the petition for the death certificate and the affidavit filed with
the New York Country Supreme Court by the next of kin (attesting to personal
information about the missing victim) should be considered sufficient for Fund
registration. However, the death certificate may be required before a claim is settled.



* Proof of legal status as "Representative Claimant"




Typically, the only person who can file a claim is the actual claimant or an individual
who legally represents the claimant or the claimants estate e.g., personal
representative, administrator, other legal representative, heir or beneficiary). As with
the death certificate, if the representative claimant does not have an official copy of
letters of administration or probate or surrogate certificate at the time of registration,
following New York Citys "next of kin" proof rules should be sufficient to prevent
fraud.(12)



It is important that a balance be achieved between having sound fraud prevention
procedures and not having claims filing requirements that are onerous for the victims
or their next of kin.



Below is suggested language to be included in the registration form for representative
claimants.








If you are representing a deceaseds estate, please attach



1. An official copy of the death certificate and a copy of any letters of
administration or probate or surrogate certificate,



2. A copy of the petition for death certificate and supporting affidavit; or



3. Complete the following:



Date of Death: _______________________



Reason for lack of death certificate: _________________________



If you are representing any other person as a Representative Claimant, please
attach a copy of any order or other document appointing you the persons legal
representative.



** Use of schedules or statistical methodologies to create an entitlement grid or
matrix




In a complex mass tort settlement, a combination of settlement options is used. For
more frequent, readily definable claims, entitlement grids are often used. In the
cases of serious injury or death, where the proofs are more complex, review and
calculation of an award on a case-by-case basis is more appropriate.



In re Unocal Refinery Litigation is an example of a mass tort personal injury
settlement where entitlement was based upon a geocoded exposure grid.(13) If a
claimant could prove that he or she either worked or lived within the defined zones of
exposure (determined by geo-coding) and was present during the relevant time
periods, the claimant was deemed to be a class member. Once eligibility was
determined, three settlement options existed in the Unocal settlement:



. Cash Out - for those who had no known symptoms or suffered relatively minor
injuries, a one-time payment of $3,500 was offered. A claimant only had to
submit proof of eligibility (discussed above) to receive this payment.

. Middle Level Injury Claims - claims were made and adjudicated on paper.

. Serious Injury Claims - physical injury was substantiated at an oral hearing.
These individuals were invariably represented by counsel at the oral hearings.



Consideration should also be given to payouts in multiple stages, if part of the claim
is straightforward and part requires research, legal ruling, or is dependent on the
resolution of other payments, such as insurance. This will provide claimants with








complex claims a balance between gaining immediate relief and due consideration of
their claim.



** Publication of schedules or hypothetical or presumptive awards




Although published grids and/or schedules can be helpful to a claimant when
deciding whether or not to participate in a settlement, DOJ will want to ensure that
claims are not being created or inflated based upon DOJs published injury categories
and compensation numbers. This can be prevented, in part, if the guidelines for
eligibility and damage elements are not subjective in nature or are otherwise
objectively verifiable.



Presumptive awards, like the Unocal cash-out option, should be published. But
publishing hypothetical awards can lead to claim creation/inflation. Publishing
settlement ranges for each of the settlement options would give potential claimants
adequate information to determine whether to file.



** Administrative Appeal Procedures




With experience supporting administrative appeals processes in several cases,
including the complex Louisiana-Pacific siding class action, PD has found that certain
procedures that can expedite the appeals process. In Louisiana-Pacific, a rejected
claim appeals process was developed that separated procedural and substantive
appeals. Appeals based on a procedural or calculation error were resolved by the
Claims Administrator, while those that required a legal opinion were forwarded to the
Special Master.(14)



By having this system of administrative appeal, the Special Masters office or a third
party arbitration/mediation vendor is only burdened with appeals that require a legal
opinion.



* Fraud Prevention




In PDs experience, although fraud does occur, it occurs infrequently. If it does
occur, it usually occurs at the time disbursement is to be made (e.g. request for payee
change on check). With proper proof of claimant status and strict adherence to claim
change rules, fraud can be prevented. Examples of deterrents include requiring
proofs of claim, signing a certification, independent review of claims, having an audit
process, adding approval levels based on the size of the claim. Controls for fraud
prevention should be considered as the claims and disbursement processes are
defined.









** Additional Comments



* Notice Considerations - greater overall response is achieved through the use
of direct mail, paid advertising and public relations programming




Central to the design and implementation of a successful legal notice program is a
clear understanding of how target audiences learn and understand new messages.
Direct mail is only one method of communicating important information to target
audiences. Although DOJ may have access to mailing lists of potential victims (from
e.g., the IRS), these lists will not be complete nor will they always contain
information on next of kin and/or the current legal representative for a victim.
Accordingly, a successful legal notice program includes not only a direct mail
component, but also includes a well designed paid advertising and public relations
program.



Because Americans are saturated daily with marketing messages (the victims and
friends and families of victims of the events of September 11 th are no exception),
legal notice programs with proper consideration to notice process increasingly need to
correctly target audiences by defining them demographically and psychographically.



Demography is the study of the characteristics of populations related to size, growth,
density, distribution and vital statistics. Although demographic studies are important
to the planning process, they are usually considered of secondary importance to
psychographic studies that define media usage habits of individuals based on their
values and lifestyle habits. With this information, legal noticing experts can develop
highly targeted media plans based on media preferences of target groups. This is
especially important in relation to the events of September 11 th as many of the victims
were not legal residents of the United States or were visiting nationals from other
countries, which wouldnt allow DOJ to readily come up with a comprehensive list of
these individuals.



Using a mixture of both paid and earned media creates greater effectiveness in a legal
notice program. Here, potential claimants have an increased opportunity to see the
message and then take action on the message. Integration helps to: 1) reach people
not reached with the first vehicle; 2) create higher overall reach and a greater
opportunity to see the message; and 3) provide additional repeat exposure in a less
expensive secondary vehicle after a maximum reach is achieved in the first vehicle.



Public relations must be used in concert with paid media in order to support reach
into a demographic target. Results from a pub lic relations campaign are indirect and
should not be used to supplant advertising. Public Relations are dependent on a host
of factors that are difficult to control; ultimately an editor, reporter or special interest
group will process the message and interpret it. However, in spite of its limitations,
public relations work is an essential component in any effort to achieve effective
public outreach. Studies show that information conveyed through editorials is
generally more believable and acted upon more readily than conventional advertising.
Both advertising and public relations must work hand-in- glove in order to achieve the
goals of this plan.



* Disbursement Considerations




Either before a claim is adjudicated, after it is adjudicated or in tandem with the
adjudication process, any other payment sources (insurance, other funds, etc.) that
qualify to be considered as a deduction from payment by Victim Compensation Fund
will need to be identified and researched.



Since these payments may be made before, during or even after the Funds payment
is calculated, this could be a lengthy process. If other payments must be deducted
from the Funds payment and it is likely that it will be some time before the other
payments are made, then the Fund may want to consider a two-stage settlement. The
first stage will give a base amount to claimants to provide near term relief. Then the
final amount of the Fund settlement will be determined as the other payments are
made.



* Technology Considerations




The DOJ should endeavor to utilize current computer technology, which will increase
speed and efficiency while decreasing processing costs and choose an administrator
that is technologically advanced and able to use technology innovatively to reduce
cost, without incurring risk.



Services to be considered by DOJ should include:



· Multi-lingual website, where any language can be loaded into one website.(15)



· Imaging services, bringing imaging and OCR technology in for use on complex
cases.



· Software that integrates document images with database technology to form a
comprehensive information base.






· Secure, On-Line Document Depository which permits 24-hour access to
authorized users to case critical information, including claim forms, supporting
documentation and images of physical proofs.



· Color laser printing of claimant specific documents and other notices, so that
important passages, dates and other key information on the notices can be seen at
a glance by color type.



· Address correction and standardization can be applied to improve the quality
of mailings and reduce total costs.



· Computerized mail inserting equipment to insert multiple pieces into one
envelope, including multiple page, personalized claim forms.



· Enhanced staff productivity through automation based on a backbone of the
latest LAN/PC technology for rapid response and flexibility.



Poorman-Douglas appreciates the opportunity to participate in the Department of
Justices comment process. If you have any questions regarding our comments, please
contact me at              .




Sincerely,



Comments by

Poorman-Douglas Corporation

Beaverton, Oregon


____________________



(1) Mowen and Minor, CONSUMER BEHAVIOR 334 (Prentice-Hall, 5th ed., 1998).

(2) Http://www.fjc.gov.

(3) MANUAL FOR COMPLEX LITIGATION THIRD 227 (3 rd Ed., 1995).

(4) A summary of the African American Farmers Discrimination case administration procedures and PDs
work with the case Special Masters is attached hereto as Attachment 2.

(5) The history of this litigation can be traced on the MDL-926 courts website, located at
http://www.fjc.gov/BREIMLIT/mdl926.htm.

(6) MDL-926 Order No. 27, et. seq. 

(7) Excluding the Dow Corning class members who were ineligible for the second settlement after Dow
Corning filed for bankruptcy mid-1995.

(8) A summary of the Swiss Banks case notice procedures is attached hereto as Attachment 3.

(9) Trial Lawyers Care, Inc. is the non-profit corporation set up by volunteer trial lawyers across the nation to
provide access to free legal services to the September 11 th terrorist attach victims who are eligible and
choose to make claims under the federal September 11 th Victim Co mpensation Fund. 

(10) Groups that have been collecting victim information include the Family Assistance Center, located at
Pier 94 in New York City, and Trial Lawyers Care, Inc.

(11) Procedures can be found on the official New York City website at
http://www.nyc.gov/html/em/dth_cert.html. 

(12) From Appendix B to the Procedure for Issuance of Death Certifications for Individuals Currently
Missing at the World Trade Center:

In order to prevent fraud, next of kin making an application for a declaration of death should
provide the following:

· photo identification (driver's license, passport, other government issued ID) of the next of kin
signing the affidavit (the affiant), and

· a document or documents establishing the relationship between the affiant and the missing
person; this proof may take a variety of forms, depending on the relationship between the next
of kin and the missing person, but examples include:

1. for a spouse, a marriage certificate.

2. for a registered domestic partner, the domestic partnership registration.

3. for a child 18 years of age or older, or a parent, a birth certificate showing the missing
person's relationship to such child or parent.

4. for a brother or sister, birth certificates of the missing person and such sibling showing
common parents.

(13) Class members were exposed to allegedly toxic or hazardous substances that were released from a
Unocal refinery incident to several tank fire incidents.

(14) Additional information on Louisiana-Pacific procedures can be obtained from the case Special Master
and former Oregon State Supreme Court Judge, the Honorable Richard L. Unis, (503) 669-7286.

(15) See the Swiss Bank website as an example, located at http://www.swissbankclaims.com/.

____________________



Attachment 2:




Monday, November 26, 2001 8:58 PM

Victims Compensation Fund - Public Comment Attachment 2



Comments by

POORMAN-DOUGLAS CORPORATION

BEAVERTON, OREGON





ATTACHMENT II



AFRICAN AMERICAN FARMERS CLASS ACTION CLAIMS ADMINISTRATION





Poorman-Douglas and JAMS Partnership on Pigford v. Glickman (Civil Action Nos. 97-1978
(PLF) and 97-1693 (PLF): Poorman-Douglas 30 years of experience and administration
competencies helped JAMS achieve a speedy and fair resolution for thousands of black farmers
allegedly discriminated against by the U.S. Department of Agriculture.



Poorman-Douglas used its technical staff to design and deve lop a comprehensive database
application that enabled JAMS to issue decisions on over 20,000 Black Farmers Claim
Adjudications in one years time. P-Ds claims analysts worked directly with JAMS panelists to:
1) consolidate information provided by the claimant and the government; 2) input the facts of
each claim into the database; 3) review and write a short briefing on the government responses;
and 4) confirm the fact pattern in all final Claims Adjudications issued by JAMS panelists.



Poorman-Douglas used its technical staff to design and develop a comprehensive database
application to enable JAMS to issue decisions on over 20,000 Black Farmers Claim
Adjudications in a year. The application was able to interface with the Facilitators database of
claimant information and maintain claimant allegations, panelist notes and comments, and the
final decision text. The system ultimately printed a formal three-page finding on each of the
20,000 claims with an electronic signature corresponding to the panelist who issued the decision.
The decisions contained a unique finding for each claim and the relief provided relative to the
allegations made and the specific farm programs over a 16-year class period.



The database housed fields to track the deadlines provided in the Consent Decree for timely
claims, government response time, due dates for adjudication decisions, and date the findings
were issued. We also maintained internal data to determine which panelists were involved on
which claims at each stage from assignment of claim to editing to review.



The claims analysts at Poorman-Douglas worked directly with the judges and attorneys on
JAMS panel to consolidate the information provided by the claimant and the government for
each of the 20,000 claims requiring adjudication. P-D took the responsibility of inputting the
facts of each claim into the Adjudication Application, reviewing the USDAs response, writing a
short briefing on the consistency of the claimant allegations and the USDAs ability to refute
those allegations, and confirmed the fact pattern as finally summarized by JAMS.



In cases where a P-D analyst found inconsistencies or questions about the basis for the
adjudication decision, we communicated those concerns directly to the panelist or peer reviewer
and helped to resolve the claim with research or review of the documents.



Poorman-Douglas utilized trained personnel to help with the editing process required to publish
such a large number of decisions in such a short period of time. We reviewed decisions for
consistency of findings and clear communications.





Attachment 3:






Monday, November 26, 2001 8:58 PM

Victims Compensation Fund - Public Comment Attachment 3






ATTACHMENT III



SWISS BANKS CLASS ACTION NOTICE ADMINISTRATION





In the fall of 1998 Poorman-Douglas was selected as the lead vendor for the Notice
Administration for the Swiss Banks Class Action Settlement, coordinating the efforts of three
other vendors into one integrated program.



The work on Swiss Banks required project management on a large scale to ensure the success of
the multi- million dollar outreach program. In addition, during the course of the notice program,
Poorman-Douglas performed the activities listed below. Most of these activities were
complicated by having to work in 21 core languages, as well several additional ones, and by
having to coordinate the program throughout the world. In summary, Poorman Douglas
performed the following activities.



· Poorman-Douglas established a multi- language/multi-alphabet database system using
new SQL technology and the new Unicode standards.

· Two processing sites were set up, in the United States and Israel, with mail boxes in four
locations.

· We printed and delivered, by direct mail and through organizations, more than three
million notices in 21 languages, for the Initial Notice and Initial Questionnaire, the draft
Plan of Allocation and the claims handling/deadline information.

· Over 560,000 Initial Questionnaires were filed, scanned to electronic images, had data
entered and have been retained. Image copies of the questionnaires and their recorded
information have also been forwarded to those organizations handling the claims
settlement.

· Poorman-Douglas maintains a web site of case information, notices, claim forms, court
orders and other documents in 21 languages. More than 300,000 accesses have been
made to the site.

· Our toll free voice response lines operate in more than 21 countries and 21 languages,
with Russian and Yiddish available on most lines. To date over 550,000 calls have been
made to the toll free lines.

· In excess of 50,000 letters have been received, either requiring a letter response or
requesting more information in the form of a notice.



In addition to direct mail, the notice campaign, which was coordinated by Poorman-Douglas,
consisted of a massive published notice campaign, an aggressive publicity program, and
organizational outreach to the Holocaust victim communities and support orga nizations to take
advantage of volunteer and organizational support activities and newsletters. In areas where the
postal and technological infrastructure was weak, staff traveled to villages, synagogues and other
gathering centers to distribute information and collect Initial Questionnaires.



Comments by

Poorman-Douglas Corporation

Beaverton, Oregon



 
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Wednesday, December 05, 2001 3:23 PM
Extend Aid to Gay Families

I am New York City resident and voter, and I am writing to show my support
for extending federal aid to gay families affected by the events of
September 11.  Any gay individuals and/or anyone depending on support from
those injured and/or displaced by the event deserve to be assisted by
federal funds.  To exclude these victims is to exhibit the same hatred that
fueled the terrorist attacks.  Do not let this happen.
 
Thank you for your attention to this matter.
 
Individual Comment
Astoria, NY

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                <text>no</text>
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            <elementTextContainer>
              <elementText elementTextId="322023">
                <text>2001-12-05</text>
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              <text>
Tuesday, November 06, 2001 12:15 PM


LEAVE IT TO A BUNCH OF POLITICIANS WHO HAVE BEEN DOUBLE DIPPING FOR AGES TO
WORRY ABOUT OVERPAYING VICTIMS OF A NATIONAL DISASTER.  IT'S NOT ENOUGH TO
JUST LET THEM DEAL WITH THE IMPACT OF THEIR PERSONAL TRAGEDIES, BUT LET'S
MAKE PUTTING THEIR LIVES BACK TOGETHER EVEN MORE DIFFICULT.
ONLY IN WASHINGTON.
GIVE IT A REST.  DO YOU HAVE TO MESS WITH EVERYTHING, EVEN WHAT'S NOT
BROKEN, NO WONDER NO ONE VOTES ANYMORE.

Individual Comment
 
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          <description>The local time and date when the message was written.</description>
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              <text>2001-11-06</text>
            </elementText>
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            <name>Title</name>
            <description>A name given to the resource</description>
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            <name>Status</name>
            <description>The process status of this item.</description>
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                <text>approved</text>
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            <description>Whether the contributor holds copyright to this item.</description>
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                <text>yes</text>
              </elementText>
            </elementTextContainer>
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            <name>Source</name>
            <description>The source of this item.</description>
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              <elementText elementTextId="322031">
                <text>born-digital</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="57">
            <name>Media Type</name>
            <description>The media type of this item.</description>
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              </elementText>
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          </element>
          <element elementId="59">
            <name>Created by Author</name>
            <description>Whether the author created this item.</description>
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                <text>yes</text>
              </elementText>
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          </element>
          <element elementId="60">
            <name>Described by Author</name>
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              <elementText elementTextId="322034">
                <text>no</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="61">
            <name>Date Entered</name>
            <description>The date this item was entered into the archive.</description>
            <elementTextContainer>
              <elementText elementTextId="322035">
                <text>2001-11-06</text>
              </elementText>
            </elementTextContainer>
          </element>
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            <elementText elementTextId="322036">
              <text>
Monday, March 11, 2002 12:18 PM
Benefits for Gay Partners of 9/11 victims


I merely want to applaud the decision to "not necessarily" issue benefits to
the gay partners of those who were killed by the terrorist attacks on 9/11
(per Kenneth Feinberg on  3/10 broadcast of "Meet The Press").  I sincerely
hope you do not cave in to the gay rights political agenda's (poorly masked)
efforts to "extort" funds that my tax dollars have helped pay for.  

Individual Comment
 
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              <text>2002-03-11</text>
            </elementText>
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          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
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              </elementText>
            </elementTextContainer>
          </element>
        </elementContainer>
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      <elementSet elementSetId="4">
        <name>911DA Item</name>
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            <name>Status</name>
            <description>The process status of this item.</description>
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                <text>approved</text>
              </elementText>
            </elementTextContainer>
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            <description>Whether September 11 Digital Archive has permission to possess this item.</description>
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              </elementText>
            </elementTextContainer>
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            <name>Posting</name>
            <description>Whether the contributor gave permission to post this item.</description>
            <elementTextContainer>
              <elementText elementTextId="322041">
                <text>yes</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="55">
            <name>Copyright</name>
            <description>Whether the contributor holds copyright to this item.</description>
            <elementTextContainer>
              <elementText elementTextId="322042">
                <text>yes</text>
              </elementText>
            </elementTextContainer>
          </element>
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            <name>Source</name>
            <description>The source of this item.</description>
            <elementTextContainer>
              <elementText elementTextId="322043">
                <text>born-digital</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="57">
            <name>Media Type</name>
            <description>The media type of this item.</description>
            <elementTextContainer>
              <elementText elementTextId="322044">
                <text>email</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="59">
            <name>Created by Author</name>
            <description>Whether the author created this item.</description>
            <elementTextContainer>
              <elementText elementTextId="322045">
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              </elementText>
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          <element elementId="60">
            <name>Described by Author</name>
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            <elementTextContainer>
              <elementText elementTextId="322046">
                <text>no</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="61">
            <name>Date Entered</name>
            <description>The date this item was entered into the archive.</description>
            <elementTextContainer>
              <elementText elementTextId="322047">
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              </elementText>
            </elementTextContainer>
          </element>
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              <text>
Wednesday, November 28, 2001 7:58 PM
9/11 Victim Compensation Fund

To Mr. Kenneth L. Zwick-

This e-mail concerns the September 11 Victim Compensation Fund. I am writing
to urge the Department of Justice to include among relatives eligible for
compensation those who lost their life partners or de facto parents or
children, regardless of sexual orientation or marital status. Thank you for
your time.

Individual Comment
Harrisonburg, VA


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              <text>2001-11-28</text>
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          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
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              <elementText elementTextId="322050">
                <text>dojA000145.xml</text>
              </elementText>
            </elementTextContainer>
          </element>
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              </elementText>
            </elementTextContainer>
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            <name>Posting</name>
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            <elementTextContainer>
              <elementText elementTextId="322053">
                <text>yes</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="55">
            <name>Copyright</name>
            <description>Whether the contributor holds copyright to this item.</description>
            <elementTextContainer>
              <elementText elementTextId="322054">
                <text>yes</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="56">
            <name>Source</name>
            <description>The source of this item.</description>
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                <text>born-digital</text>
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            <name>Media Type</name>
            <description>The media type of this item.</description>
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            <name>Created by Author</name>
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                <text>yes</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="60">
            <name>Described by Author</name>
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            <elementTextContainer>
              <elementText elementTextId="322058">
                <text>no</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="61">
            <name>Date Entered</name>
            <description>The date this item was entered into the archive.</description>
            <elementTextContainer>
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              </elementText>
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Monday, January 07, 2002 11:46 AM
Don't sponser agiveaway for the greedy

The families of victims of Sept. 11th Terrorist attack should not receive a dime more than those of the Oklahoma Terrorist attack or of any of the other attacks against the American people. The victims chose to work in the WTC, so be it.  I don't know any of the victims from any of the terrorist attacks. All I know is the rest of us have to learn how to survive with out any help, why can't they do the same? I lost my job due to  NAFTA that Clinton so willingly signed and now I have lost my medical insurance due to costs. I am a 61 year old handicapped woman and I realize that life must go on. My faith in our Lord has not diminished and I will receive all I need to survive until he calls me home. May God bless America and all the faithful leaders.
And I am not afraid to sign my name.
Individual Comment
Abingdon, VA.

 
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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.  Under
traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
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went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
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option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
York have already announced that they will not discriminate against gay and lesbian families. The
Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,
     
Individual Comment
San Francisco,CA 
 
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December 13, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.  Under
traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of
all those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double blow to the survivors to first lose their loved one and then watch as most of the taxpayer money
went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
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having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
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Department of Justice should do the same.

Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,




Individual Comment
Broomall, PA
 
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December 14, 2001


Special Master Kenneth R. Feinberg
September 11th Victim Compensation Fund
U.S. Department of Justice
950 Pennsylvania Avenue NW
Washington, DC 20530

To Mr. Feinberg:

I am writing to urge you to ensure fair treatment for all surviving families of the tragedy on September
11th, including the children and families of low-wage workers and gay and lesbian families.  Under
traditional rules based on lost wages, the survivors of a bond trader earning millions of dollars per
year might receive thousands of times as much compensation as the survivors of a dishwasher in one of
the restaurants destroyed. Justice requires looking far beyond the last paycheck to the inherent worth of
all those killed, so that a high minimum compensation level is set to lessen the disparities. It would be a
double blow to the survivors to first lose their loved one and then watch as most of the taxpayer money
went to those who were already well off in the first place.

The second major issue has to do with recognizing the legitimacy of gay and lesbian relationships and 
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option of marriage is unavailable, these families may find themselves in the traumatic predicament of
having to prove that their union is legitimate. Fortunately, both the Red Cross and the State of New
York have already announced that they will not discriminate against gay and lesbian families. The
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Thank you for considering my comments. I look forward to hearing how you will act on these very
important issues.

Sincerely,
     
Individual Comment
South Pasadena, CA
 
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Friday, March 15, 2002 1:32 PM
Commentary, by    



When will this great country of ours finally recognize that long term same 
sex relationships should be legally honored the same as a heterosexual 
relationship?  I find the fact that the 9/11 fund is not compensating the 
Partners of the Gay American citizens who lost there lives in the attacks 
absolutely appalling.  Isn't is enough that the self righteous people or our 
great country, who regard Gay relationships unworthy, deny them the legal 
right to be married?  Now we are slapping them in the face after the tragedy 
that shook our Nation, our World?  



I must think twice about contributing to 9/11 funds that discriminate against 
the Gay Americans directly affected by the horrible events of that horrible 
day.


Sincerely,


Individual Comment

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Wednesday, January 23, 2002 10:26 PM
New Comments


At today's Family Meeting held in Ridgewood, NJ with Special Master Kenneth 
Feinberg, it was stated that additional comments would be allowed up until 
around Feb 1.  Here are mine:

My wife was killed in WTC2 while a visitor to a brokerage firm. We were a 
two income household.  The Interim Rules exclude two key points that will 
apply to my situation:

1) The rules as they describe the "consumption factor" that is deducted from 
economic damages are not specific.  In two-income households, the percent of 
the victim's salary that would be applied toward 'consumption' that is 
assumed in the model would be at most half of what was deducted.  In the 
Final Rules, please clarify how the Consumption Factor is determined and be 
specific for one versus two income households.

2) The Economic Damage formula does not take into consideration the loss of 
earnings potential and limited advancement of the surviving working spouse.  
My career is now derailed and my earnings potential is much less than before 
Sept. 11.  How and where would this be applied?

Thank you.

Individual Comment
Paramus, NJ

 
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              <text>
Thursday, December 20, 2001 11:06 AM
September 11 Victims Relief Fund


December  20, 2001

Dear Mr. Kenneth Zwick,

I write as a member of Amnesty International, a worldwide human rights
movement committed to ensuring respect for the basic human rights of people
without discrimination, in support of equal access to benefits under the
September 11 Victims Relief Fund for all victims, regardless of sexual
orientation or marital status. As you know, the United States has
committed to uphold international human rights standards, including the
Universal Declaration of Human Rights and the International Covenant on
Civil and Political Rights, which prohibit arbitrary discrimination.
  
As you consider rules for administering the relief fund, I ask that you
apply basic international human rights standards, and the general principle
of equality, by including among relatives eligible for compensation those
who lost their life partners, as well as de facto parents or children,
without regard to sexual orientation or marital status.  The State of New
York has already adopted such a policy, granting compensation benefits "on
a showing of mutual interdependence with the victim, in recognition that
anyone who shared with the victim living expenses, day to day activities
and the emotional bonds of family deserves help in this time of need."

Many lesbian and gay people were killed in the September 11th attacks.
Since then, lesbian and gay surviving partners of those killed have had
mixed results in obtaining equal treatment at the local level in the
distribution of relief funds by private and state agencies.  An inclusive
policy on the part of the federal government would help establish an
important principle for other such funds.  In compensating victims, real
justice will be served only when all families - and all types of families -
impacted by the human rights tragedy of September 11 are treated with
dignity and equality. 

Thank you for considering my concerns. I look forward to hearing from you
about your efforts to ensure that all surviving victims of the September 11
attacks have equal access to the relief fund.


Sincerely,

Individual Comment
St. Louis, MO
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              <text>Tuesday, January 15, 2002 8:19 PM
Help same sex partners of terrorist victims


Dear Mr. Zwick:

The very humane Fund for relatives of victims of the September 11 terrorist
attacks must include all relatives of all the victims.

This importantly should include the partners and children of same sex
unions.  They suffer just as grievously for their deceased loved ones as do
other survivors, and their need for assistance is just as great.

Please do not give in to the importuning of callous homophobic groups and
individuals who would have the Department of Justice limit compensation to
survivors of heterosexual unions.  They are interested in a political
victory, not humane assistance.

This Fund is intended for humane purposes; it is not a political statement,
Mr. Zwick.

Sincerely,

Individual Comment

 
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